County Hazards

Storm events on record through

Glossary

Each term has one meaning on this site. The first text of a term is a plain explanation by the site. The quotation is the text of the agency, with a link to its page.

Storm events

Storm event

One report in the NCEI Storm Events Database. It has one event type, one begin date and one place. The site counts each report as one event.

The NOAA NCEI Storm Events Database is a publicly accessible source of National Weather Service (NWS) Storm Data, a collection of significant weather phenomena that have sufficient intensity to cause loss of life, injuries, significant property damage, and/or disruption to commerce in the United States and adjacent water bodies.

The words of the agency. Source: NOAA NCEI, Storm Events Database, front page.

An Episode is an entire storm system and can contain many different types of events. An Event is an individual type of storm event.

The words of the agency. Source: NOAA NCEI, Storm Events Database, page "Frequently Asked Questions".
Event type

The name that NCEI gives to a kind of storm event, for example Hail, Tornado, Flash Flood or Thunderstorm Wind. The site writes the names as NCEI writes them.

Since 1996 to present, 55 event types (as defined in the NWS Directive 10-1605, event types derived from the 2007 version) are captured in the database.

Between 1950 and 1954, tornadoes were the only event type recorded by the NWS.

Between 1955 and 1992, tornado, thunderstorm wind, and hail events were captured by the NWS in the Storm Data Publications.

The words of the agency. Source: NOAA NCEI, Storm Events Database, page "Database Details".
Hazard

A group of NCEI event types. The site has five: hail, tornado, flood, wind and winter. The page on methodology lists the event types of each hazard. The other event types have no hazard page.

No agency has an entry for this term. The explanation is the own text of the site.

Magnitude

The size of an event as NCEI records it: hail in inches, wind in knots, and a tornado by its scale rating. The site shows wind in miles per hour and gives the knots.

Magnitude for wind speeds (e.g., 81 kts, where 1 kt = 1.152 mph) can be estimated by damage caused or measured by official NWS-approved calibrated anemometers. Common measurement types include Measured Gust (MG), Measured Sustained (MS), Estimated Gust (EG), or Estimated Sustained (ES).

When listing hail size under Magnitude, e.g., 2.25 in., the hail size is given in inches and hundredths of inches. These values are assigned a size in inches from their appearance.

The words of the agency. Source: NOAA NCEI, Storm Events Database, page "Frequently Asked Questions".
EF scale

The Enhanced Fujita scale. It rates a tornado from EF0 to EF5 by the damage that it causes. NCEI gives the Fujita scale (F) for a tornado before February 2007.

The Enhanced F-scale still is a set of wind estimates (not measurements) based on damage.

The words of the agency. Source: NOAA NWS Storm Prediction Center, Enhanced Fujita Tornado Damage Scale.
Tornado event

One tornado segment in the NCEI record. A tornado that crosses a county line is in the record of each county. The site counts each segment as one event.

Tornadoes may contain multiple segments. A tornado that crosses a county line or state line is considered a separate segment.

The words of the agency. Source: NOAA NCEI, Storm Events Database, page "Frequently Asked Questions".
Forecast zone

An area of the National Weather Service for forecasts and warnings. NCEI records some event types for a zone and not for a county. The site counts a zone event for a county only when the zone has the name of the county.

Zone (NWS Forecast Zone): A zone is a geographic area defined by the NWS for issuing forecasts, watches, and warnings. While zones often align with counties, they can also represent smaller or subdivided areas within a county to account for differences in weather conditions, such as elevation or proximity to water. Larger-scale events—such as heat, cold, drought, and winter storms—are typically recorded by zone.

For events recorded by forecast zone, the system includes all zones that fall within or intersect the selected county.

The words of the agency. Source: NOAA NCEI, Storm Events Database, page "Frequently Asked Questions".
Place of an event

The begin location in the NCEI record. It is a distance and a direction from a reference place. The site does not show a place text that names a private property or reads as a person.

As a distance (in miles) and direction on a 16-point compass scale from a known location (typically a city or town; e.g., 4.5 miles ESE Atlanta). The NWS uses a database of over 106,000 cities and towns as reference points.

The words of the agency. Source: NOAA NCEI, Storm Events Database, page "Frequently Asked Questions".
Damage estimate

The property and crop damage that NCEI records for an event, in dollars. The figure is an estimate. The site does not change it for inflation.

The National Weather Service reports property and crop damage estimates using available data at the time of event reporting. These values should therefore be considered broad estimates. Damage amounts are not adjusted for inflation.

The words of the agency. Source: NOAA NCEI, Storm Events Database, page "Frequently Asked Questions".
Counts of injuries and deaths (direct and indirect)

The counts that NCEI records for an event. The tables show them as NCEI records them. The site does not use them to rank a county.

Direct fatalities and injuries are caused by the natural hazard itself, while indirect fatalities and injuries are caused by the aftermath of the event.

The words of the agency. Source: NOAA NCEI, Storm Events Database, page "Frequently Asked Questions".

Disaster declarations

Disaster declaration

A federal declaration that OpenFEMA lists in its Disaster Declarations Summaries. It has a type, a number, a date and the areas that it names. FEMA gives a county for a declaration from 1964.

Two character code that defines if this is a major disaster, fire management, or emergency declaration.

The dataset includes declared recovery programs and geographic areas (county not available before 1964; Fire Management records are considered partial due to historical nature of the dataset).

The words of the agency. Source: FEMA, OpenFEMA Dataset "Disaster Declarations Summaries - v2". The page gives: last data refresh 2026-10-01.
Major disaster declaration (DR)

A declaration of type DR. The site writes DR before the disaster number, for example DR-4821.

which in the determination of the President causes damage of sufficient severity and magnitude to warrant major disaster assistance under this chapter to supplement the efforts and available resources of States, local governments, and disaster relief organizations in alleviating the damage, loss, hardship, or suffering caused thereby.

The words of the agency. Source: 42 U.S.C. 5122, Definitions (United States Code, 2023 edition).
Emergency declaration (EM)

A declaration of type EM. The site writes EM before the disaster number, for example EM-3654.

"Emergency" means any occasion or instance for which, in the determination of the President, Federal assistance is needed to supplement State and local efforts and capabilities to save lives and to protect property and public health and safety, or to lessen or avert the threat of a catastrophe in any part of the United States.

The words of the agency. Source: 42 U.S.C. 5122, Definitions (United States Code, 2023 edition).
Fire management assistance declaration (FM)

A declaration of type FM. FEMA marks the fire management records of its file as partial.

Fire Management Assistance Grant (FMAG) Program is available to states, local and tribal governments, for the mitigation, management, and control of fires on publicly or privately owned forests or grasslands, which threaten such destruction as would constitute a major disaster.

The words of the agency. Source: FEMA, Fire Management Assistance Grants. The page gives: last updated 2026-03-12.
Disaster number

The number that FEMA gives to a declaration. The site shows it with the type, for example DR-4821. A state page counts each number one time.

Agency standard method for uniquely identifying Stafford Act declarations - Concatenation of declaration type, disaster number and state code. Ex: DR-4393-NC

The words of the agency. Source: FEMA, OpenFEMA Dataset "Disaster Declarations Summaries - v2". The page gives: last data refresh 2026-10-01.
Designated county (designated area)

A county that a declaration names. A county page lists the declarations that name the county. A declaration for the whole state is on the state page.

The name or phrase describing the geographic area that was included in the declaration

The words of the agency. Source: FEMA, OpenFEMA Dataset "Disaster Declarations Summaries - v2". The page gives: last data refresh 2026-10-01.

Flood insurance

NFIP

The National Flood Insurance Program. FEMA runs it. The site uses the claims file and two policy files that OpenFEMA publishes.

Congress passed the National Flood Insurance Act (NFIA), Title 42 United States Code 4001 in 1968, creating the National Flood Insurance Program (NFIP) in order to reduce future flood losses through flood hazard identification, floodplain management, and providing insurance protection.

The words of the agency. Source: FEMA, OpenFEMA Dataset "NFIP Redacted Claims - v3". The page gives: last data refresh 2026-09-09.
NFIP claim

One row of the redacted claims file of OpenFEMA. A claim can have a payment or no payment. The site counts rows and shows totals only.

It is derived from the National Flood Insurance Program system of record, staged in the program's reporting platform and redacted to protect policy holder personally identifiable information.

This dataset is not intended to be an official federal report, and should not be considered an official federal report.

The words of the agency. Source: FEMA, OpenFEMA Dataset "NFIP Redacted Claims - v3". The page gives: last data refresh 2026-09-09.
Year of loss

The year of the flood loss in a claim. The site groups claims by year of loss, not by the year of payment.

Year in which the flood loss occurred

The words of the agency. Source: FEMA, OpenFEMA Dataset "NFIP Redacted Claims - v3". The page gives: last data refresh 2026-09-09.
Policy in force

An NFIP policy that is active on the date of the FEMA file. FEMA counts policy contracts in force for residential buildings. The site writes "residential policies in force".

National Flood Insurance Program (NFIP) Insured Residential Policy Contracts in Force (CIF) in the county.

Policy Contracts in Force (CIF) is a good approximation of individual insured structures, as opposed to Policies in Force (PIF), which includes individual units within condominium structures.

The words of the agency. Source: FEMA, OpenFEMA Dataset "NFIP Residential Penetration Rates - v1". The page gives: last data refresh 2026-08-04.
Claims for each 1,000 policies in force

A measure of this site. It divides the NFIP claims of the ten years from 2016 to 2025 by the residential policies in force. Then it multiplies by 1,000. The claims have every type of building. The policies are residential. The site gives the rate from 100 policies.

No agency has an entry for this term. The explanation is the own text of the site.

Multiple-loss property

A building with more than one NFIP claim, as FEMA defines the category. The site shows only the count for a county. It shows no location.

This dataset provides information on structures that have had multiple National Flood Insurance (NFIP) claims across the history of the program.

The words of the agency. Source: FEMA, OpenFEMA Dataset "NFIP Multiple Loss Properties - v1". The page gives: last data refresh 2026-08-04.
Small-count rule

A rule of this site. A year of loss with 1 to 4 claims shows the count and no amount paid. The same holds when 1 to 4 claims of the year have a payment. A total never lets a reader take such an amount.

No agency has an entry for this term. The explanation is the own text of the site.

National Risk Index

National Risk Index

A FEMA dataset with ratings for each county and Census tract. The site shows the county table of the December 2025 release and does not change it.

The National Risk Index dataset leverages available source data for natural hazard and community risk factors to develop a baseline relative risk measurement for each United States county and Census tract.

The National Risk Index data are meant for planning purposes only.

The words of the agency. Source: FEMA, National Risk Index Data: Frequently Asked Questions (December 2025, v1.20).
Risk Index

The main measure of the National Risk Index. FEMA gives it as a value, a score and a rating.

Risk Index represents the average loss in dollars to buildings, population, and/or agriculture (consequence types) each year to a community due to natural hazards adjusted based on the community's Social Vulnerability and Community Resilience. Risk Index is provided through values, scores, and ratings.

The words of the agency. Source: FEMA, National Risk Index Data: Data Glossary (December 2025, v1.20).
Expected Annual Loss

A FEMA estimate of the average yearly loss for a whole county. It is not a figure for a property.

Expected Annual Loss (EAL) is a natural hazards component of the National Risk Index data that represents the average loss in dollars to buildings, population, and/or agriculture (consequence types) each year due to natural hazards. Expected Annual Loss is provided through values, scores, and ratings.

The words of the agency. Source: FEMA, National Risk Index Data: Data Glossary (December 2025, v1.20).
Social Vulnerability

A part of the National Risk Index. The site shows the rating of FEMA.

Social vulnerability is a consequence enhancing risk component and community risk factor that represents the susceptibility of social groups to the adverse impacts of natural hazards, including disproportionate death, injury, loss, or disruption of livelihood. Social vulnerability is provided through values, scores, and ratings.

The words of the agency. Source: FEMA, National Risk Index Data: Data Glossary (December 2025, v1.20).
Community Resilience

A part of the National Risk Index. The site shows the rating of FEMA.

Community resilience is a consequence reduction risk component and community risk factor that represents the ability of a community to prepare for anticipated natural hazards, adapt to changing conditions, and withstand and recover rapidly from disruptions. Community resilience is provided through values, scores, and ratings.

The words of the agency. Source: FEMA, National Risk Index Data: Data Glossary (December 2025, v1.20).
Rating (National Risk Index)

One of five names from Very Low to Very High. A rating compares a county with all other counties. It does not give the chance of an event.

Ratings are provided in one of five qualitative categories describing the community’s component Value in comparison to all other communities at the same level. Rating categories range from “Very Low” to “Very High.”

The words of the agency. Source: FEMA, National Risk Index Data: Data Glossary (December 2025, v1.20).

The rating is a qualitative categorization that describes the community in comparison to all other communities at the same level, ranging from “Very Low” to “Very High.”

The words of the agency. Source: FEMA, National Risk Index Data: Frequently Asked Questions (December 2025, v1.20).
Score (National Risk Index)

A number from 0 to 100. The site shows the score of the Risk Index of a county.

Scores represent the national percentile ranking of the community’s component Value compared to all other communities at the same level (county or U.S. Census tract).

The words of the agency. Source: FEMA, National Risk Index Data: Data Glossary (December 2025, v1.20).

Places and records

County

A county, a parish, a borough or a census area, as the Census Bureau names it in the 2021 files. The site has one page for each of 3,143. Connecticut has its eight counties.

No agency has an entry for this term. The explanation is the own text of the site.

ZIP Code

The ZIP Code that the policyholder reports in an NFIP claim. A ZIP Code can cover parts of more than one county. The site puts it in the county that most of its claims name.

5-digit Postal Zip Code of the insured property as reported by WYO partners

Note, the County Code field may not reflect the individual county the property is located as projects can be associated with more than one county

The words of the agency. Source: FEMA, OpenFEMA Dataset "NFIP Redacted Claims - v3". The page gives: last data refresh 2026-09-09.
ZIP Code Tabulation Area (ZCTA)

An area of the Census Bureau for a ZIP Code. The site uses the ZCTA list to find the county of a ZIP Code in a search. A ZIP Code that is not in the list can still have a page.

ZIP Code Tabulation Areas or ZCTAs (pronounced zik-tahs) are a geographic product of the U.S. Census Bureau created to allow mapping, display, and geographic analyses of the United States Postal Service (USPS) Zone Improvement Plan (ZIP) Codes dataset.

The words of the agency. Source: US Census Bureau, ZIP Code Tabulation Areas (ZCTAs). The page gives: last revised 2023-08-10.
Storm track (HURDAT2)

The path of a tropical storm or hurricane in the best track data of the National Hurricane Center. The site counts a track that comes within 100 miles of the centre point of a county.

This dataset (known as Atlantic HURDAT2) has a comma-delimited, text format with six-hourly information on the location, maximum winds, central pressure, and (beginning in 2004) size of all known tropical cyclones and subtropical cyclones.

The words of the agency. Source: NOAA National Hurricane Center, Data in GIS Format, section "Best Track Data (HURDAT2)".

The site copied the texts of the agencies on . A quotation keeps the spelling of its source. The event types of each hazard are on the page How the counts are made.

Date of the last check against the agency pages: