County Hazards

States › Massachusetts › Berkshire County › ZIP 01267

ZIP code 01267, Berkshire County, Massachusetts

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 25 NFIP claims for ZIP 01267 (Berkshire County, Massachusetts), with $149K paid on 18 claims since 1978.

That is 6.4% of the 388 claims recorded across Berkshire County. The average paid claim in the ZIP is $8K, lower than the county average of $12K and the Massachusetts average of $16K.

At county level FEMA counts 414 residential flood policies in force, covering 0.9% of residential structures.

25NFIP claims since 1978
18paid claims
$149Ktotal paid
$8Kaverage paid claim

Compared with the county and state

MeasureZIP 01267BerkshireMassachusettsUS
Claims since 19782538835,3752,680,429
Share of claims paid72%67%78%78%
Average paid claim$8K$12K$16K$43K
Share of county claims6.4%100%——
Repetitive-loss properties0303,398—

Claims by year of loss

197820022026
NFIP claims in ZIP 01267 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$4,078
1980s1$1,835
1990s2$13,359
2000s7$27,472
2010s13$101,763
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201333$27,754$9,251
2011108$74,009$9,251
200573$27,472$9,157
199810$0—
199411$13,359$13,359
198611$1,835$1,835
197822$4,078$2,039

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Berkshire County

Berkshire County has 1,067 weather events in the NCEI record since 1950 (22 in the last 12 months), 23 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 139; hurricane-strength tracks within 50 miles: 1.

Hail: 177 · Tornado: 19 · Flood: 139 · Wind: 667 · Winter: 34 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 01267?

25 claims since 1978 in the OpenFEMA NFIP claims file, 18 of them with a payment.

How much has the NFIP paid out in ZIP 01267?

$149K across 18 paid claims (building, contents and increased-cost-of-compliance payments combined), about $8K per paid claim.

Which year had the most flood claims in 01267?

2011, with 10 claims and $74K paid.

What county is ZIP 01267 in?

Most claims in this ZIP carry the county code for Berkshire County, Massachusetts; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.