County Hazards

States › Massachusetts › Norfolk County › ZIP 02021

ZIP code 02021, Norfolk County, Massachusetts

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 02021, in Norfolk County, Massachusetts, has 39 National Flood Insurance Program claims in the OpenFEMA record since 1978, 31 of them paid for a total of $185K.

That is 1.2% of the 3,262 claims recorded across Norfolk County. The average paid claim in the ZIP is $6K, lower than the county average of $10K and the Massachusetts average of $16K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 3,015 residential flood policies in force, covering 1.5% of residential structures.

39NFIP claims since 1978
31paid claims
$185Ktotal paid
$6Kaverage paid claim

Compared with the county and state

MeasureZIP 02021NorfolkMassachusettsUS
Claims since 1978393,26235,3752,680,429
Share of claims paid79%76%78%78%
Average paid claim$6K$10K$16K$43K
Share of county claims1.2%100%——
Repetitive-loss properties23173,398—

Claims by year of loss

197820022026
NFIP claims in ZIP 02021 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s13$75,145
1980s9$10,421
1990s7$20,084
2000s3$15,396
2010s5$37,925
2020s2$26,336
Year of lossClaimsPaid claimsAmount paidAverage paid
202421$26,336$26,336
201311$5,101$5,101
201044$32,824$8,206
200611$6,621$6,621
200522$8,776$4,388
199842$14,400$7,200
199632$5,684$2,842
198442$3,785$1,893
198222$1,078$539
198132$5,558$2,779
197976$26,550$4,425
197866$48,595$8,099

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Norfolk County

Norfolk County has 566 weather events in the NCEI record since 1950 (19 in the last 12 months), 38 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 137; hurricane-strength tracks within 50 miles: 3.

Hail: 82 · Tornado: 15 · Flood: 137 · Wind: 254 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 02021?

39 claims since 1978 in the OpenFEMA NFIP claims file, 31 of them with a payment.

How much has the NFIP paid out in ZIP 02021?

$185K across 31 paid claims (building, contents and increased-cost-of-compliance payments combined), about $6K per paid claim.

Which year had the most flood claims in 02021?

1979, with 7 claims and $27K paid.

What county is ZIP 02021 in?

Most claims in this ZIP carry the county code for Norfolk County, Massachusetts; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.