County Hazards

States › New Hampshire › Strafford County › ZIP 03867

ZIP code 03867, Strafford County, New Hampshire

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 13 NFIP claims for ZIP 03867 (Strafford County, New Hampshire), with $67K paid on 10 claims since 1978.

That is 9.5% of the 137 claims recorded across Strafford County. The average paid claim in the ZIP is $7K, lower than the county average of $22K and the New Hampshire average of $20K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 198 residential flood policies in force, covering 0.6% of residential structures.

13NFIP claims since 1978
10paid claims
$67Ktotal paid
$7Kaverage paid claim

Compared with the county and state

MeasureZIP 03867StraffordNew HampshireUS
Claims since 1978131374,4232,680,429
Share of claims paid77%77%75%78%
Average paid claim$7K$22K$20K$43K
Share of county claims9.5%100%——
Repetitive-loss properties214393—

Claims by year of loss

197820022026
NFIP claims in ZIP 03867 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$1,717
1980s0$0
1990s1$1,139
2000s7$44,931
2010s2$1,365
2020s2$18,260
Year of lossClaimsPaid claimsAmount paidAverage paid
202321$18,260$18,260
201510$0—
201011$1,365$1,365
200743$35,460$11,820
200633$9,471$3,157
199711$1,139$1,139
197811$1,717$1,717

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Strafford County

Strafford County has 558 weather events in the NCEI record since 1950 (16 in the last 12 months), 25 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 26; hurricane-strength tracks within 50 miles: 2.

Hail: 71 · Tornado: 7 · Flood: 26 · Wind: 180 · Winter: 190 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 03867?

13 claims since 1978 in the OpenFEMA NFIP claims file, 10 of them with a payment.

How much has the NFIP paid out in ZIP 03867?

$67K across 10 paid claims (building, contents and increased-cost-of-compliance payments combined), about $7K per paid claim.

Which year had the most flood claims in 03867?

2007, with 4 claims and $35K paid.

What county is ZIP 03867 in?

Most claims in this ZIP carry the county code for Strafford County, New Hampshire; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.