County Hazards

States › Connecticut › New Haven County › ZIP 06403

ZIP code 06403, New Haven County, Connecticut

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 06403, in New Haven County, Connecticut, has 5 National Flood Insurance Program claims in the OpenFEMA record since 1978, 4 of them paid for a total of $27K.

That is 0.1% of the 9,609 claims recorded across New Haven County. The average paid claim in the ZIP is $7K, lower than the county average of $23K and the Connecticut average of $24K.

5NFIP claims since 1978
4paid claims
$27Ktotal paid
$7Kaverage paid claim

Compared with the county and state

MeasureZIP 06403New HavenConnecticutUS
Claims since 197859,60929,4922,680,429
Share of claims paid80%79%79%78%
Average paid claim$7K$23K$24K$43K
Share of county claims0.1%100%——
Repetitive-loss properties01,2143,132—

Claims by year of loss

197820022026
NFIP claims in ZIP 06403 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s1$671
2000s0$0
2010s3$14,529
2020s1$11,414
Year of lossClaimsPaid claimsAmount paidAverage paid
202411$11,414$11,414
201511$1,479$1,479
201121$13,050$13,050
199211$671$671

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: New Haven County

New Haven County has 646 weather events in the NCEI record since 1950 (29 in the last 12 months), 36 federal disaster declarations, and no National Risk Index row under current boundaries. Flood-type events recorded in the county: 158; hurricane-strength tracks within 50 miles: 8.

Hail: 66 · Tornado: 21 · Flood: 158 · Wind: 345 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 06403?

5 claims since 1978 in the OpenFEMA NFIP claims file, 4 of them with a payment.

How much has the NFIP paid out in ZIP 06403?

$27K across 4 paid claims (building, contents and increased-cost-of-compliance payments combined), about $7K per paid claim.

Which year had the most flood claims in 06403?

2011, with 2 claims and $13K paid.

What county is ZIP 06403 in?

Most claims in this ZIP carry the county code for New Haven County, Connecticut; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.