County Hazards

States › Connecticut › New Haven County › ZIP 06492

ZIP code 06492, New Haven County, Connecticut

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 06492, in New Haven County, Connecticut, has 138 National Flood Insurance Program claims in the OpenFEMA record since 1978, 106 of them paid for a total of $1.0M.

That is 1.4% of the 9,609 claims recorded across New Haven County. The average paid claim in the ZIP is $10K, lower than the county average of $23K and the Connecticut average of $24K.

FEMA counts 13 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

138NFIP claims since 1978
106paid claims
$1.0Mtotal paid
$10Kaverage paid claim

Compared with the county and state

MeasureZIP 06492New HavenConnecticutUS
Claims since 19781389,60929,4922,680,429
Share of claims paid77%79%79%78%
Average paid claim$10K$23K$24K$43K
Share of county claims1.4%100%——
Repetitive-loss properties131,2143,132—

Claims by year of loss

197820022026
NFIP claims in ZIP 06492 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s19$82,771
1980s44$548,395
1990s48$180,586
2000s10$52,509
2010s13$119,091
2020s4$30,312
Year of lossClaimsPaid claimsAmount paidAverage paid
202144$30,312$7,578
201941$11,211$11,211
201822$53,008$26,504
201610$0—
201510$0—
201211$12,219$12,219
201144$42,652$10,663
200822$6,264$3,132
200611$16,214$16,214
200521$1,930$1,930
200411$5,837$5,837
200311$17,126$17,126
200111$2,853$2,853
200021$2,284$2,284
199820$0—
19962215$65,978$4,399
19922417$114,608$6,742
198911$6,018$6,018
198811$6,508$6,508
198611$20,029$20,029
198510$0—
198431$493$493
198352$3,885$1,943
19823130$511,058$17,035
198011$403$403
19791414$78,840$5,631
197853$3,931$1,310

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: New Haven County

New Haven County has 646 weather events in the NCEI record since 1950 (29 in the last 12 months), 36 federal disaster declarations, and no National Risk Index row under current boundaries. Flood-type events recorded in the county: 158; hurricane-strength tracks within 50 miles: 8.

Hail: 66 · Tornado: 21 · Flood: 158 · Wind: 345 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 06492?

138 claims since 1978 in the OpenFEMA NFIP claims file, 106 of them with a payment.

How much has the NFIP paid out in ZIP 06492?

$1.0M across 106 paid claims (building, contents and increased-cost-of-compliance payments combined), about $10K per paid claim.

Which year had the most flood claims in 06492?

1982, with 31 claims and $511K paid.

What county is ZIP 06492 in?

Most claims in this ZIP carry the county code for New Haven County, Connecticut; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.