County Hazards

States › New Jersey › Morris County › ZIP 07058

ZIP code 07058, Morris County, New Jersey

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 95 NFIP claims for ZIP 07058 (Morris County, New Jersey), with $3.1M paid on 71 claims since 1978.

That is 1% of the 9,463 claims recorded across Morris County. The average paid claim in the ZIP is $44K, higher than the county average of $25K and the New Jersey average of $38K.

FEMA counts 2 repetitive-loss properties and 2 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,195 residential flood policies in force, covering 1.5% of residential structures.

95NFIP claims since 1978
71paid claims
$3.1Mtotal paid
$44Kaverage paid claim

Compared with the county and state

MeasureZIP 07058MorrisNew JerseyUS
Claims since 1978959,463202,3402,680,429
Share of claims paid75%86%84%78%
Average paid claim$44K$25K$38K$43K
Share of county claims1.0%100%——
Repetitive-loss properties289614,863—

Claims by year of loss

197820022026
NFIP claims in ZIP 07058 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s16$101,790
1980s10$27,857
1990s18$308,514
2000s6$41,944
2010s42$2,600,997
2020s3$10,698
Year of lossClaimsPaid claimsAmount paidAverage paid
202310$0—
202122$10,698$5,349
201250$0—
20113634$2,570,995$75,617
201011$30,002$30,002
200811$5,291$5,291
200721$7,865$7,865
200411$25,930$25,930
200210$0—
200111$2,857$2,857
199986$257,273$42,879
199810$0—
199432$15,338$7,669
199310$0—
199221$12,719$12,719
199121$12,593$12,593
199011$10,591$10,591
198443$19,421$6,474
198342$2,115$1,057
198211$394$394
198011$5,928$5,928
1979129$93,926$10,436
197843$7,864$2,621

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Morris County

Morris County has 1,332 weather events in the NCEI record since 1950 (43 in the last 12 months), 33 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 149; hurricane-strength tracks within 50 miles: 1.

Hail: 72 · Tornado: 8 · Flood: 149 · Wind: 484 · Winter: 322 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 07058?

95 claims since 1978 in the OpenFEMA NFIP claims file, 71 of them with a payment.

How much has the NFIP paid out in ZIP 07058?

$3.1M across 71 paid claims (building, contents and increased-cost-of-compliance payments combined), about $44K per paid claim.

Which year had the most flood claims in 07058?

2011, with 36 claims and $2.6M paid.

What county is ZIP 07058 in?

Most claims in this ZIP carry the county code for Morris County, New Jersey; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.