County Hazards

States › New Jersey › Monmouth County › ZIP 07753

ZIP code 07753, Monmouth County, New Jersey

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 377 NFIP claims for ZIP 07753 (Monmouth County, New Jersey), with $22M paid on 320 claims since 1978.

That is 1.9% of the 20,039 claims recorded across Monmouth County. The average paid claim in the ZIP is $69K, higher than the county average of $55K and the New Jersey average of $38K.

FEMA counts 17 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 14,530 residential flood policies in force, covering 7.4% of residential structures.

377NFIP claims since 1978
320paid claims
$22Mtotal paid
$69Kaverage paid claim

Compared with the county and state

MeasureZIP 07753MonmouthNew JerseyUS
Claims since 197837720,039202,3402,680,429
Share of claims paid85%85%84%78%
Average paid claim$69K$55K$38K$43K
Share of county claims1.9%100%——
Repetitive-loss properties171,26714,863—

Claims by year of loss

197820022026
NFIP claims in ZIP 07753 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s5$27,472
1980s19$149,436
1990s57$359,561
2000s16$206,573
2010s267$21,340,134
2020s13$140,960
Year of lossClaimsPaid claimsAmount paidAverage paid
202631$25,378$25,378
202511$9,684$9,684
202422$12,467$6,233
202365$93,431$18,686
202010$0—
201842$40,079$20,040
201422$128,947$64,474
201310$0—
2012235226$20,803,970$92,053
20112117$359,604$21,153
201043$7,533$2,511
200920$0—
200611$8,673$8,673
200544$26,450$6,613
200331$14,073$14,073
200111$69,152$69,152
200054$88,225$22,056
199931$3,710$3,710
199820$0—
199721$4,813$4,813
199510$0—
19924734$346,676$10,196
199122$4,363$2,181
198910$0—
198721$52,910$52,910
198610$0—
1984116$72,398$12,066
198332$24,129$12,064
198010$0—
197922$26,552$13,276
197831$920$920

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Monmouth County

Monmouth County has 732 weather events in the NCEI record since 1950 (32 in the last 12 months), 28 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 122; hurricane-strength tracks within 50 miles: 3.

Hail: 78 · Tornado: 17 · Flood: 122 · Wind: 397 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 07753?

377 claims since 1978 in the OpenFEMA NFIP claims file, 320 of them with a payment.

How much has the NFIP paid out in ZIP 07753?

$22M across 320 paid claims (building, contents and increased-cost-of-compliance payments combined), about $69K per paid claim.

Which year had the most flood claims in 07753?

2012, with 235 claims and $21M paid.

What county is ZIP 07753 in?

Most claims in this ZIP carry the county code for Monmouth County, New Jersey; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.