County Hazards

States › New Jersey › Salem County › ZIP 08079

ZIP code 08079, Salem County, New Jersey

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 89 NFIP claims for ZIP 08079 (Salem County, New Jersey), with $275K paid on 53 claims since 1978.

That is 10.8% of the 824 claims recorded across Salem County. The average paid claim in the ZIP is $5K, lower than the county average of $18K and the New Jersey average of $38K.

FEMA counts 5 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,518 residential flood policies in force, covering 7% of residential structures.

89NFIP claims since 1978
53paid claims
$275Ktotal paid
$5Kaverage paid claim

Compared with the county and state

MeasureZIP 08079SalemNew JerseyUS
Claims since 197889824202,3402,680,429
Share of claims paid60%62%84%78%
Average paid claim$5K$18K$38K$43K
Share of county claims10.8%100%——
Repetitive-loss properties54914,863—

Claims by year of loss

197820022026
NFIP claims in ZIP 08079 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s5$3,329
1980s24$33,046
1990s18$57,110
2000s10$43,758
2010s26$86,269
2020s6$51,170
Year of lossClaimsPaid claimsAmount paidAverage paid
202410$0—
202054$51,170$12,792
201820$0—
201711$24,383$24,383
201511$1,401$1,401
201296$20,694$3,449
2011128$37,517$4,690
201011$2,275$2,275
200921$14,267$14,267
200710$0—
200611$8,276$8,276
200411$15,969$15,969
200331$1,317$1,317
200022$3,929$1,965
1999116$45,509$7,585
199620$0—
199421$6,543$6,543
199221$5,058$5,058
199110$0—
198586$10,439$1,740
1980168$22,607$2,826
197933$3,039$1,013
197821$290$290

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Salem County

Salem County has 862 weather events in the NCEI record since 1950 (16 in the last 12 months), 26 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 80; hurricane-strength tracks within 50 miles: 3.

Hail: 24 · Tornado: 4 · Flood: 80 · Wind: 290 · Winter: 190 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 08079?

89 claims since 1978 in the OpenFEMA NFIP claims file, 53 of them with a payment.

How much has the NFIP paid out in ZIP 08079?

$275K across 53 paid claims (building, contents and increased-cost-of-compliance payments combined), about $5K per paid claim.

Which year had the most flood claims in 08079?

1980, with 16 claims and $23K paid.

What county is ZIP 08079 in?

Most claims in this ZIP carry the county code for Salem County, New Jersey; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.