County Hazards

States › New Jersey › Mercer County › ZIP 08619

ZIP code 08619, Mercer County, New Jersey

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 263 NFIP claims for ZIP 08619 (Mercer County, New Jersey), with $4.2M paid on 197 claims since 1978.

That is 10.8% of the 2,432 claims recorded across Mercer County. The average paid claim in the ZIP is $21K, close to the county average of $26K and the New Jersey average of $38K.

FEMA counts 17 repetitive-loss properties and 4 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,294 residential flood policies in force, covering 1.2% of residential structures.

263NFIP claims since 1978
197paid claims
$4.2Mtotal paid
$21Kaverage paid claim

Compared with the county and state

MeasureZIP 08619MercerNew JerseyUS
Claims since 19782632,432202,3402,680,429
Share of claims paid75%77%84%78%
Average paid claim$21K$26K$38K$43K
Share of county claims10.8%100%——
Repetitive-loss properties1730714,863—

Claims by year of loss

197820022026
NFIP claims in ZIP 08619 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s54$236,545
1980s33$133,053
1990s67$497,516
2000s30$140,697
2010s63$2,706,623
2020s16$450,689
Year of lossClaimsPaid claimsAmount paidAverage paid
202310$0—
20211514$450,689$32,192
201911$5,189$5,189
201811$3,464$3,464
201442$81,115$40,558
201210$0—
20115347$2,616,423$55,669
201031$433$433
200911$34,169$34,169
20072217$96,525$5,678
200610$0—
200532$6,754$3,377
200431$3,249$3,249
19993529$321,742$11,095
19961613$107,776$8,290
19941512$67,997$5,666
199210$0—
198953$6,627$2,209
198741$1,942$1,942
198510$0—
198497$22,585$3,226
1983102$100,511$50,256
198221$908$908
198021$480$480
19793527$113,539$4,205
19781914$123,006$8,786

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Mercer County

Mercer County has 1,165 weather events in the NCEI record since 1950 (40 in the last 12 months), 28 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 137; hurricane-strength tracks within 50 miles: 0.

Hail: 63 · Tornado: 18 · Flood: 137 · Wind: 403 · Winter: 225 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 08619?

263 claims since 1978 in the OpenFEMA NFIP claims file, 197 of them with a payment.

How much has the NFIP paid out in ZIP 08619?

$4.2M across 197 paid claims (building, contents and increased-cost-of-compliance payments combined), about $21K per paid claim.

Which year had the most flood claims in 08619?

2011, with 53 claims and $2.6M paid.

What county is ZIP 08619 in?

Most claims in this ZIP carry the county code for Mercer County, New Jersey; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.