County Hazards

States › New York › Bronx County › ZIP 10462

ZIP code 10462, Bronx County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 10462, in Bronx County, New York, has 19 National Flood Insurance Program claims in the OpenFEMA record since 1978, 14 of them paid for a total of $438K.

That is 1% of the 1,945 claims recorded across Bronx County. The average paid claim in the ZIP is $31K, higher than the county average of $19K and the New York average of $40K.

FEMA counts 3 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,844 residential flood policies in force, covering 2.3% of residential structures.

19NFIP claims since 1978
14paid claims
$438Ktotal paid
$31Kaverage paid claim

Compared with the county and state

MeasureZIP 10462BronxNew YorkUS
Claims since 1978191,945175,4302,680,429
Share of claims paid74%73%82%78%
Average paid claim$31K$19K$40K$43K
Share of county claims1.0%100%——
Repetitive-loss properties316319,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 10462 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$787
1980s3$17,911
1990s4$26,576
2000s3$15,369
2010s6$364,076
2020s2$13,552
Year of lossClaimsPaid claimsAmount paidAverage paid
202310$0—
202111$13,552$13,552
201242$334,176$167,088
201121$29,900$29,900
200511$9,535$9,535
200311$5,834$5,834
200210$0—
199911$10,000$10,000
199811$10,000$10,000
199022$6,576$3,288
198922$1,911$955
198111$16,000$16,000
197911$787$787

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Bronx County

Bronx County has 305 weather events in the NCEI record since 1950 (10 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 90; hurricane-strength tracks within 50 miles: 3.

Hail: 11 · Tornado: 1 · Flood: 90 · Wind: 73 · Winter: 80 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 10462?

19 claims since 1978 in the OpenFEMA NFIP claims file, 14 of them with a payment.

How much has the NFIP paid out in ZIP 10462?

$438K across 14 paid claims (building, contents and increased-cost-of-compliance payments combined), about $31K per paid claim.

Which year had the most flood claims in 10462?

2012, with 4 claims and $334K paid.

What county is ZIP 10462 in?

Most claims in this ZIP carry the county code for Bronx County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.