County Hazards

States › New York › Westchester County › ZIP 10552

ZIP code 10552, Westchester County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 10552, in Westchester County, New York, has 45 National Flood Insurance Program claims in the OpenFEMA record since 1978, 41 of them paid for a total of $430K.

That is 0.4% of the 12,259 claims recorded across Westchester County. The average paid claim in the ZIP is $10K, lower than the county average of $27K and the New York average of $40K.

FEMA counts 5 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 6,276 residential flood policies in force, covering 3% of residential structures.

45NFIP claims since 1978
41paid claims
$430Ktotal paid
$10Kaverage paid claim

Compared with the county and state

MeasureZIP 10552WestchesterNew YorkUS
Claims since 19784512,259175,4302,680,429
Share of claims paid91%81%82%78%
Average paid claim$10K$27K$40K$43K
Share of county claims0.4%100%——
Repetitive-loss properties51,30419,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 10552 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s5$4,935
1980s10$20,789
1990s1$2,064
2000s4$24,718
2010s8$16,569
2020s17$360,469
Year of lossClaimsPaid claimsAmount paidAverage paid
202411$6,087$6,087
202322$41,176$20,588
202233$55,431$18,477
20211111$257,774$23,434
201811$397$397
201421$3,099$3,099
201143$9,974$3,325
201011$3,099$3,099
200743$24,718$8,239
199411$2,064$2,064
198511$330$330
198444$5,362$1,340
198311$2,500$2,500
198044$12,597$3,149
197932$2,905$1,452
197822$2,030$1,015

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Westchester County

Westchester County has 746 weather events in the NCEI record since 1950 (30 in the last 12 months), 32 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 270; hurricane-strength tracks within 50 miles: 4.

Hail: 81 · Tornado: 9 · Flood: 270 · Wind: 344 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 10552?

45 claims since 1978 in the OpenFEMA NFIP claims file, 41 of them with a payment.

How much has the NFIP paid out in ZIP 10552?

$430K across 41 paid claims (building, contents and increased-cost-of-compliance payments combined), about $10K per paid claim.

Which year had the most flood claims in 10552?

2021, with 11 claims and $258K paid.

What county is ZIP 10552 in?

Most claims in this ZIP carry the county code for Westchester County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.