County Hazards

States › New York › Rockland County › ZIP 10956

ZIP code 10956, Rockland County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 10956, in Rockland County, New York, has 522 National Flood Insurance Program claims in the OpenFEMA record since 1978, 375 of them paid for a total of $3.4M.

That is 15% of the 3,480 claims recorded across Rockland County. The average paid claim in the ZIP is $9K, lower than the county average of $17K and the New York average of $40K.

FEMA counts 48 repetitive-loss properties and 3 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 990 residential flood policies in force, covering 1.3% of residential structures.

522NFIP claims since 1978
375paid claims
$3.4Mtotal paid
$9Kaverage paid claim

Compared with the county and state

MeasureZIP 10956RocklandNew YorkUS
Claims since 19785223,480175,4302,680,429
Share of claims paid72%76%82%78%
Average paid claim$9K$17K$40K$43K
Share of county claims15.0%100%——
Repetitive-loss properties4830319,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 10956 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s108$178,220
1980s196$344,675
1990s68$610,308
2000s38$382,344
2010s86$893,826
2020s26$979,645
Year of lossClaimsPaid claimsAmount paidAverage paid
202511$23,344$23,344
202411$114,471$114,471
202355$137,841$27,568
202244$92,298$23,075
20211412$611,690$50,974
202010$0—
201811$8,926$8,926
201510$0—
201311$4,799$4,799
201295$32,822$6,564
20116044$748,096$17,002
20101410$99,183$9,918
200933$41,252$13,751
200843$26,886$8,962
20071211$95,680$8,698
200622$6,891$3,445
20051210$203,910$20,391
200421$3,091$3,091
200310$0—
200122$4,635$2,317
19995636$561,631$15,601
199622$12,017$6,009
199543$24,132$8,044
199410$0—
199332$12,528$6,264
199210$0—
199010$0—
198952$9,004$4,502
198751$879$879
19862214$69,207$4,943
198510$0—
19842817$53,999$3,176
19835037$90,647$2,450
198253$9,939$3,313
19812017$37,804$2,224
19806044$73,196$1,664
19797759$145,053$2,459
19783122$33,167$1,508

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Rockland County

Rockland County has 476 weather events in the NCEI record since 1950 (20 in the last 12 months), 30 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 128; hurricane-strength tracks within 50 miles: 1.

Hail: 37 · Tornado: 3 · Flood: 128 · Wind: 163 · Winter: 92 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 10956?

522 claims since 1978 in the OpenFEMA NFIP claims file, 375 of them with a payment.

How much has the NFIP paid out in ZIP 10956?

$3.4M across 375 paid claims (building, contents and increased-cost-of-compliance payments combined), about $9K per paid claim.

Which year had the most flood claims in 10956?

1979, with 77 claims and $145K paid.

What county is ZIP 10956 in?

Most claims in this ZIP carry the county code for Rockland County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.