County Hazards

States › New York › Suffolk County › ZIP 11702

ZIP code 11702, Suffolk County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 11702, in Suffolk County, New York, has 2,717 National Flood Insurance Program claims in the OpenFEMA record since 1978, 2,397 of them paid for a total of $134M.

That is 8% of the 33,936 claims recorded across Suffolk County. The average paid claim in the ZIP is $56K, higher than the county average of $41K and the New York average of $40K.

FEMA counts 304 repetitive-loss properties and 56 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 26,160 residential flood policies in force, covering 5.4% of residential structures.

2,717NFIP claims since 1978
2,397paid claims
$134Mtotal paid
$56Kaverage paid claim

Compared with the county and state

MeasureZIP 11702SuffolkNew YorkUS
Claims since 19782,71733,936175,4302,680,429
Share of claims paid88%81%82%78%
Average paid claim$56K$41K$40K$43K
Share of county claims8.0%100%——
Repetitive-loss properties3043,46119,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 11702 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s28$28,091
1980s303$1,495,559
1990s556$4,778,223
2000s144$1,427,392
2010s1,660$126,313,278
2020s26$415,564
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$4,667$4,667
202532$70,801$35,400
202486$175,006$29,168
202343$122,288$40,763
202164$18,580$4,645
202042$24,222$12,111
201911$7,367$7,367
201865$71,218$14,244
201786$72,575$12,096
201643$19,297$6,432
201521$28,150$28,150
20147155$570,486$10,372
201321$43,956$43,956
20121,2731,238$119,156,073$96,249
2011256223$6,123,722$27,461
20103728$220,433$7,873
200977$121,292$17,327
20071413$170,719$13,132
200665$24,818$4,964
200510582$1,096,864$13,376
200410$0—
200331$2,259$2,259
200242$3,522$1,761
200121$3,300$3,300
200022$4,618$2,309
199920$0—
199874$11,275$2,819
199720$0—
19967567$691,955$10,328
199544$11,997$2,999
199373$6,789$2,263
1992267221$2,432,728$11,008
1991185164$1,609,823$9,816
199072$13,655$6,827
1989205$61,803$12,361
198772$1,752$876
1985196160$1,284,511$8,028
19843523$85,232$3,706
198363$8,417$2,806
198252$7,515$3,758
198165$6,179$1,236
19802821$40,151$1,912
19791712$16,532$1,378
1978117$11,559$1,651

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Suffolk County

Suffolk County has 877 weather events in the NCEI record since 1950 (25 in the last 12 months), 36 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 253; hurricane-strength tracks within 50 miles: 9.

Hail: 107 · Tornado: 32 · Flood: 253 · Wind: 410 · Winter: 3 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 11702?

2,717 claims since 1978 in the OpenFEMA NFIP claims file, 2,397 of them with a payment.

How much has the NFIP paid out in ZIP 11702?

$134M across 2,397 paid claims (building, contents and increased-cost-of-compliance payments combined), about $56K per paid claim.

Which year had the most flood claims in 11702?

2012, with 1,273 claims and $119M paid.

What county is ZIP 11702 in?

Most claims in this ZIP carry the county code for Suffolk County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.