County Hazards

States › New York › Suffolk County › ZIP 11772

ZIP code 11772, Suffolk County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 824 NFIP claims for ZIP 11772 (Suffolk County, New York), with $27M paid on 655 claims since 1978.

That is 2.4% of the 33,936 claims recorded across Suffolk County. The average paid claim in the ZIP is $41K, close to the county average of $41K and the New York average of $40K.

FEMA counts 78 repetitive-loss properties and 10 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 26,160 residential flood policies in force, covering 5.4% of residential structures.

824NFIP claims since 1978
655paid claims
$27Mtotal paid
$41Kaverage paid claim

Compared with the county and state

MeasureZIP 11772SuffolkNew YorkUS
Claims since 197882433,936175,4302,680,429
Share of claims paid79%81%82%78%
Average paid claim$41K$41K$40K$43K
Share of county claims2.4%100%——
Repetitive-loss properties783,46119,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 11772 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s15$16,724
1980s49$34,447
1990s126$1,276,312
2000s92$1,035,387
2010s504$23,078,928
2020s38$1,448,560
Year of lossClaimsPaid claimsAmount paidAverage paid
20241916$962,163$60,135
202395$382,063$76,413
202243$60,926$20,309
202153$38,208$12,736
202011$5,200$5,200
201941$7,028$7,028
201832$14,158$7,079
2017138$175,046$21,881
201431$4,182$4,182
2012378347$21,471,811$61,878
20117056$1,224,433$21,865
20103330$182,270$6,076
200975$18,285$3,657
200822$10,492$5,246
20071210$540,446$54,045
200620$0—
20055748$445,647$9,284
200410$0—
200342$2,383$1,192
200232$18,133$9,066
200140$0—
1998125$20,250$4,050
1997147$51,220$7,317
199653$211,964$70,655
199574$349,158$87,290
199451$47,665$47,665
19934337$427,614$11,557
1992117$17,797$2,542
19912011$139,932$12,721
199095$10,712$2,142
198941$1,387$1,387
198711$4,495$4,495
198554$4,527$1,132
1984133$6,341$2,114
198364$6,163$1,541
1982115$8,208$1,642
198096$3,324$554
197974$5,032$1,258
197885$11,693$2,339

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Suffolk County

Suffolk County has 877 weather events in the NCEI record since 1950 (25 in the last 12 months), 36 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 253; hurricane-strength tracks within 50 miles: 9.

Hail: 107 · Tornado: 32 · Flood: 253 · Wind: 410 · Winter: 3 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 11772?

824 claims since 1978 in the OpenFEMA NFIP claims file, 655 of them with a payment.

How much has the NFIP paid out in ZIP 11772?

$27M across 655 paid claims (building, contents and increased-cost-of-compliance payments combined), about $41K per paid claim.

Which year had the most flood claims in 11772?

2012, with 378 claims and $21M paid.

What county is ZIP 11772 in?

Most claims in this ZIP carry the county code for Suffolk County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.