County Hazards

States › New York › Suffolk County › ZIP 11932

ZIP code 11932, Suffolk County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 133 NFIP claims for ZIP 11932 (Suffolk County, New York), with $6.4M paid on 99 claims since 1978.

That is 0.4% of the 33,936 claims recorded across Suffolk County. The average paid claim in the ZIP is $65K, higher than the county average of $41K and the New York average of $40K.

FEMA counts 9 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 26,160 residential flood policies in force, covering 5.4% of residential structures.

133NFIP claims since 1978
99paid claims
$6.4Mtotal paid
$65Kaverage paid claim

Compared with the county and state

MeasureZIP 11932SuffolkNew YorkUS
Claims since 197813333,936175,4302,680,429
Share of claims paid74%81%82%78%
Average paid claim$65K$41K$40K$43K
Share of county claims0.4%100%——
Repetitive-loss properties93,46119,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 11932 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$17,237
1980s4$623
1990s42$1,668,585
2000s17$111,772
2010s64$4,592,384
2020s4$51,579
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$4,411$4,411
202333$47,168$15,723
201911$3,122$3,122
201822$15,000$7,500
201711$2,816$2,816
201422$51,188$25,594
201321$8,378$8,378
20124843$4,412,888$102,625
201130$0—
201055$98,992$19,798
200911$58,553$58,553
200810$0—
200743$9,931$3,310
200643$13,342$4,447
200564$28,795$7,199
200411$1,150$1,150
199854$515,285$128,821
199711$750$750
199621$2,670$2,670
199510$0—
199452$168,843$84,422
199354$170,317$42,579
1992128$388,362$48,545
1991115$422,357$84,471
198721$284$284
198410$0—
198211$339$339
197821$17,237$17,237

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Suffolk County

Suffolk County has 877 weather events in the NCEI record since 1950 (25 in the last 12 months), 36 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 253; hurricane-strength tracks within 50 miles: 9.

Hail: 107 · Tornado: 32 · Flood: 253 · Wind: 410 · Winter: 3 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 11932?

133 claims since 1978 in the OpenFEMA NFIP claims file, 99 of them with a payment.

How much has the NFIP paid out in ZIP 11932?

$6.4M across 99 paid claims (building, contents and increased-cost-of-compliance payments combined), about $65K per paid claim.

Which year had the most flood claims in 11932?

2012, with 48 claims and $4.4M paid.

What county is ZIP 11932 in?

Most claims in this ZIP carry the county code for Suffolk County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.