County Hazards

States › New York › Onondaga County › ZIP 13090

ZIP code 13090, Onondaga County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 13090, in Onondaga County, New York, has 25 National Flood Insurance Program claims in the OpenFEMA record since 1978, 18 of them paid for a total of $242K.

That is 2.6% of the 970 claims recorded across Onondaga County. The average paid claim in the ZIP is $13K, close to the county average of $12K and the New York average of $40K.

At county level FEMA counts 1,056 residential flood policies in force, covering 0.7% of residential structures.

25NFIP claims since 1978
18paid claims
$242Ktotal paid
$13Kaverage paid claim

Compared with the county and state

MeasureZIP 13090OnondagaNew YorkUS
Claims since 197825970175,4302,680,429
Share of claims paid72%72%82%78%
Average paid claim$13K$12K$40K$43K
Share of county claims2.6%100%——
Repetitive-loss properties05919,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 13090 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s6$1,445
1980s0$0
1990s3$35,305
2000s2$1,063
2010s3$7,194
2020s11$197,060
Year of lossClaimsPaid claimsAmount paidAverage paid
2023109$197,060$21,896
202110$0—
201911$7,194$7,194
201510$0—
201110$0—
200810$0—
200511$1,063$1,063
199611$3,090$3,090
199322$32,214$16,107
197931$315$315
197833$1,130$377

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Onondaga County

Onondaga County has 1,005 weather events in the NCEI record since 1950 (44 in the last 12 months), 19 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 70; hurricane-strength tracks within 50 miles: 0.

Hail: 203 · Tornado: 8 · Flood: 70 · Wind: 492 · Winter: 177 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 13090?

25 claims since 1978 in the OpenFEMA NFIP claims file, 18 of them with a payment.

How much has the NFIP paid out in ZIP 13090?

$242K across 18 paid claims (building, contents and increased-cost-of-compliance payments combined), about $13K per paid claim.

Which year had the most flood claims in 13090?

2023, with 10 claims and $197K paid.

What county is ZIP 13090 in?

Most claims in this ZIP carry the county code for Onondaga County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.