County Hazards

States › New York › Erie County › ZIP 14219

ZIP code 14219, Erie County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 14219, in Erie County, New York, has 187 National Flood Insurance Program claims in the OpenFEMA record since 1978, 156 of them paid for a total of $2.8M.

That is 7.5% of the 2,483 claims recorded across Erie County. The average paid claim in the ZIP is $18K, higher than the county average of $7K and the New York average of $40K.

FEMA counts 29 repetitive-loss properties and 7 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,364 residential flood policies in force, covering 0.4% of residential structures.

187NFIP claims since 1978
156paid claims
$2.8Mtotal paid
$18Kaverage paid claim

Compared with the county and state

MeasureZIP 14219ErieNew YorkUS
Claims since 19781872,483175,4302,680,429
Share of claims paid83%71%82%78%
Average paid claim$18K$7K$40K$43K
Share of county claims7.5%100%——
Repetitive-loss properties2914919,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 14219 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s52$238,268
1980s67$825,198
1990s6$27,682
2000s26$311,941
2010s14$389,800
2020s22$958,951
Year of lossClaimsPaid claimsAmount paidAverage paid
202233$191,209$63,736
202166$267,272$44,545
20201311$500,471$45,497
20191212$389,800$32,483
201510$0—
201310$0—
200655$40,177$8,035
200411$1,262$1,262
200311$6,111$6,111
200276$41,376$6,896
200110$0—
20001111$223,014$20,274
199811$15,121$15,121
199611$7,482$7,482
199243$5,079$1,693
198620$0—
19853736$782,286$21,730
1982115$6,843$1,369
198163$15,676$5,225
1980114$20,393$5,098
19794645$236,959$5,266
197862$1,309$655

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Erie County

Erie County has 884 weather events in the NCEI record since 1950 (8 in the last 12 months), 27 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 175; hurricane-strength tracks within 50 miles: 0.

Hail: 131 · Tornado: 27 · Flood: 175 · Wind: 465 · Winter: 54 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 14219?

187 claims since 1978 in the OpenFEMA NFIP claims file, 156 of them with a payment.

How much has the NFIP paid out in ZIP 14219?

$2.8M across 156 paid claims (building, contents and increased-cost-of-compliance payments combined), about $18K per paid claim.

Which year had the most flood claims in 14219?

1979, with 46 claims and $237K paid.

What county is ZIP 14219 in?

Most claims in this ZIP carry the county code for Erie County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.