County Hazards

States › New York › Monroe County › ZIP 14464

ZIP code 14464, Monroe County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 14464, in Monroe County, New York, has 41 National Flood Insurance Program claims in the OpenFEMA record since 1978, 29 of them paid for a total of $317K.

That is 5% of the 828 claims recorded across Monroe County. The average paid claim in the ZIP is $11K, close to the county average of $11K and the New York average of $40K.

FEMA counts 4 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 963 residential flood policies in force, covering 0.4% of residential structures.

41NFIP claims since 1978
29paid claims
$317Ktotal paid
$11Kaverage paid claim

Compared with the county and state

MeasureZIP 14464MonroeNew YorkUS
Claims since 197841828175,4302,680,429
Share of claims paid71%56%82%78%
Average paid claim$11K$11K$40K$43K
Share of county claims5.0%100%——
Repetitive-loss properties44219,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 14464 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$2,102
1980s3$1,154
1990s14$56,024
2000s3$13,192
2010s18$244,348
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201955$73,118$14,624
201821$41,458$41,458
2017115$129,772$25,954
200422$11,094$5,547
200011$2,097$2,097
199822$11,582$5,791
199511$23,235$23,235
199410$0—
199364$16,722$4,181
199211$3,290$3,290
199133$1,195$398
198411$1,154$1,154
198120$0—
197911$729$729
197822$1,373$686

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Monroe County

Monroe County has 760 weather events in the NCEI record since 1950 (13 in the last 12 months), 21 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 106; hurricane-strength tracks within 50 miles: 0.

Hail: 84 · Tornado: 5 · Flood: 106 · Wind: 409 · Winter: 104 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 14464?

41 claims since 1978 in the OpenFEMA NFIP claims file, 29 of them with a payment.

How much has the NFIP paid out in ZIP 14464?

$317K across 29 paid claims (building, contents and increased-cost-of-compliance payments combined), about $11K per paid claim.

Which year had the most flood claims in 14464?

2017, with 11 claims and $130K paid.

What county is ZIP 14464 in?

Most claims in this ZIP carry the county code for Monroe County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.