County Hazards

States › Delaware › New Castle County › ZIP 19807

ZIP code 19807, New Castle County, Delaware

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 19807, in New Castle County, Delaware, has 23 National Flood Insurance Program claims in the OpenFEMA record since 1978, 16 of them paid for a total of $612K.

That is 1.5% of the 1,575 claims recorded across New Castle County. The average paid claim in the ZIP is $38K, close to the county average of $43K and the Delaware average of $19K.

FEMA counts 1 repetitive-loss property and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,599 residential flood policies in force, covering 0.9% of residential structures.

23NFIP claims since 1978
16paid claims
$612Ktotal paid
$38Kaverage paid claim

Compared with the county and state

MeasureZIP 19807New CastleDelawareUS
Claims since 1978231,5756,3392,680,429
Share of claims paid70%76%75%78%
Average paid claim$38K$43K$19K$43K
Share of county claims1.5%100%——
Repetitive-loss properties1140485—

Claims by year of loss

197820022026
NFIP claims in ZIP 19807 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s3$5,093
1990s8$13,856
2000s3$133,333
2010s6$41,312
2020s3$418,171
Year of lossClaimsPaid claimsAmount paidAverage paid
202122$411,214$205,607
202011$6,957$6,957
201811$21,110$21,110
201511$2,548$2,548
201410$0—
201131$17,655$17,655
200333$133,333$44,444
199233$13,063$4,354
199141$125$125
199011$668$668
198511$4,092$4,092
198410$0—
198211$1,001$1,001

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: New Castle County

New Castle County has 1,543 weather events in the NCEI record since 1950 (50 in the last 12 months), 17 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 278; hurricane-strength tracks within 50 miles: 1.

Hail: 73 · Tornado: 28 · Flood: 278 · Wind: 608 · Winter: 213 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 19807?

23 claims since 1978 in the OpenFEMA NFIP claims file, 16 of them with a payment.

How much has the NFIP paid out in ZIP 19807?

$612K across 16 paid claims (building, contents and increased-cost-of-compliance payments combined), about $38K per paid claim.

Which year had the most flood claims in 19807?

1991, with 4 claims and $125 paid.

What county is ZIP 19807 in?

Most claims in this ZIP carry the county code for New Castle County, Delaware; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.