County Hazards

States › Delaware › Sussex County › ZIP 19947

ZIP code 19947, Sussex County, Delaware

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 8 NFIP claims for ZIP 19947 (Sussex County, Delaware), with $46K paid on 6 claims since 1978.

That is 0.2% of the 4,307 claims recorded across Sussex County. The average paid claim in the ZIP is $8K, lower than the county average of $11K and the Delaware average of $19K.

At county level FEMA counts 15,126 residential flood policies in force, covering 12.7% of residential structures.

8NFIP claims since 1978
6paid claims
$46Ktotal paid
$8Kaverage paid claim

Compared with the county and state

MeasureZIP 19947SussexDelawareUS
Claims since 197884,3076,3392,680,429
Share of claims paid75%74%75%78%
Average paid claim$8K$11K$19K$43K
Share of county claims0.2%100%——
Repetitive-loss properties0304485—

Claims by year of loss

197820022026
NFIP claims in ZIP 19947 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$3,030
1980s1$27,200
1990s1$3,525
2000s3$8,155
2010s1$1,726
2020s1$1,955
Year of lossClaimsPaid claimsAmount paidAverage paid
202011$1,955$1,955
201211$1,726$1,726
200910$0—
200611$8,155$8,155
200110$0—
199211$3,525$3,525
198011$27,200$27,200
197811$3,030$3,030

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Sussex County

Sussex County has 840 weather events in the NCEI record since 1950 (20 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 100; hurricane-strength tracks within 50 miles: 5.

Hail: 48 · Tornado: 28 · Flood: 100 · Wind: 372 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 19947?

8 claims since 1978 in the OpenFEMA NFIP claims file, 6 of them with a payment.

How much has the NFIP paid out in ZIP 19947?

$46K across 6 paid claims (building, contents and increased-cost-of-compliance payments combined), about $8K per paid claim.

Which year had the most flood claims in 19947?

1978, with 1 claim and $3K paid.

What county is ZIP 19947 in?

Most claims in this ZIP carry the county code for Sussex County, Delaware; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.