County Hazards

States › West Virginia › Brooke County › ZIP 26035

ZIP code 26035, Brooke County, West Virginia

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 20 NFIP claims for ZIP 26035 (Brooke County, West Virginia), with $161K paid on 16 claims since 1978.

That is 4.1% of the 488 claims recorded across Brooke County. The average paid claim in the ZIP is $10K, lower than the county average of $15K and the West Virginia average of $16K.

At county level FEMA counts 103 residential flood policies in force, covering 1% of residential structures.

20NFIP claims since 1978
16paid claims
$161Ktotal paid
$10Kaverage paid claim

Compared with the county and state

MeasureZIP 26035BrookeWest VirginiaUS
Claims since 19782048827,9982,680,429
Share of claims paid80%87%84%78%
Average paid claim$10K$15K$16K$43K
Share of county claims4.1%100%——
Repetitive-loss properties0583,068—

Claims by year of loss

197820022026
NFIP claims in ZIP 26035 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s7$14,835
1980s2$167
1990s0$0
2000s10$125,488
2010s0$0
2020s1$20,983
Year of lossClaimsPaid claimsAmount paidAverage paid
202211$20,983$20,983
200498$111,048$13,881
200311$14,440$14,440
198121$167$167
197975$14,835$2,967

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brooke County

Brooke County has 291 weather events in the NCEI record since 1950 (9 in the last 12 months), 18 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 46; hurricane-strength tracks within 50 miles: 0.

Hail: 21 · Tornado: 0 · Flood: 46 · Wind: 158 · Winter: 50 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 26035?

20 claims since 1978 in the OpenFEMA NFIP claims file, 16 of them with a payment.

How much has the NFIP paid out in ZIP 26035?

$161K across 16 paid claims (building, contents and increased-cost-of-compliance payments combined), about $10K per paid claim.

Which year had the most flood claims in 26035?

2004, with 9 claims and $111K paid.

What county is ZIP 26035 in?

Most claims in this ZIP carry the county code for Brooke County, West Virginia; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.