County Hazards

States › West Virginia › Wetzel County › ZIP 26419

ZIP code 26419, Wetzel County, West Virginia

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 60 NFIP claims for ZIP 26419 (Wetzel County, West Virginia), with $955K paid on 48 claims since 1978.

That is 12% of the 498 claims recorded across Wetzel County. The average paid claim in the ZIP is $20K, higher than the county average of $15K and the West Virginia average of $16K.

FEMA counts 6 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 110 residential flood policies in force, covering 1.6% of residential structures.

60NFIP claims since 1978
48paid claims
$955Ktotal paid
$20Kaverage paid claim

Compared with the county and state

MeasureZIP 26419WetzelWest VirginiaUS
Claims since 19786049827,9982,680,429
Share of claims paid80%83%84%78%
Average paid claim$20K$15K$16K$43K
Share of county claims12.0%100%——
Repetitive-loss properties6653,068—

Claims by year of loss

197820022026
NFIP claims in ZIP 26419 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$5,116
1980s5$8,255
1990s2$9,913
2000s45$772,460
2010s3$76,933
2020s3$82,810
Year of lossClaimsPaid claimsAmount paidAverage paid
202431$82,810$82,810
201733$76,933$25,644
200810$0—
20042825$678,809$27,152
200375$71,856$14,371
200096$21,795$3,632
199822$9,913$4,956
198154$8,255$2,064
197822$5,116$2,558

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Wetzel County

Wetzel County has 291 weather events in the NCEI record since 1950 (10 in the last 12 months), 27 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 60; hurricane-strength tracks within 50 miles: 0.

Hail: 34 · Tornado: 1 · Flood: 60 · Wind: 132 · Winter: 51 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 26419?

60 claims since 1978 in the OpenFEMA NFIP claims file, 48 of them with a payment.

How much has the NFIP paid out in ZIP 26419?

$955K across 48 paid claims (building, contents and increased-cost-of-compliance payments combined), about $20K per paid claim.

Which year had the most flood claims in 26419?

2004, with 28 claims and $679K paid.

What county is ZIP 26419 in?

Most claims in this ZIP carry the county code for Wetzel County, West Virginia; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.