County Hazards

States › North Carolina › Jones County › ZIP 28573

ZIP code 28573, Jones County, North Carolina

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 28573, in Jones County, North Carolina, has 90 National Flood Insurance Program claims in the OpenFEMA record since 1978, 80 of them paid for a total of $9.6M.

That is 43.9% of the 205 claims recorded across Jones County. The average paid claim in the ZIP is $120K, higher than the county average of $93K and the North Carolina average of $28K.

FEMA counts 16 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 205 residential flood policies in force, covering 4.2% of residential structures.

90NFIP claims since 1978
80paid claims
$9.6Mtotal paid
$120Kaverage paid claim

Compared with the county and state

MeasureZIP 28573JonesNorth CarolinaUS
Claims since 197890205109,5932,680,429
Share of claims paid89%89%76%78%
Average paid claim$120K$93K$28K$43K
Share of county claims43.9%100%——
Repetitive-loss properties162911,713—

Claims by year of loss

197820022026
NFIP claims in ZIP 28573 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s21$1,631,501
2000s2$8,803
2010s66$7,972,998
2020s1$12,160
Year of lossClaimsPaid claimsAmount paidAverage paid
202411$12,160$12,160
20183737$7,284,700$196,884
201632$26,269$13,135
201121$887$887
20102420$661,142$33,057
200621$8,803$8,803
19991717$1,545,590$90,917
199810$0—
199631$85,911$85,911

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Jones County

Jones County has 276 weather events in the NCEI record since 1950 (13 in the last 12 months), 27 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 23; hurricane-strength tracks within 50 miles: 19.

Hail: 66 · Tornado: 22 · Flood: 23 · Wind: 97 · Winter: 28 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 28573?

90 claims since 1978 in the OpenFEMA NFIP claims file, 80 of them with a payment.

How much has the NFIP paid out in ZIP 28573?

$9.6M across 80 paid claims (building, contents and increased-cost-of-compliance payments combined), about $120K per paid claim.

Which year had the most flood claims in 28573?

2018, with 37 claims and $7.3M paid.

What county is ZIP 28573 in?

Most claims in this ZIP carry the county code for Jones County, North Carolina; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.