County Hazards

States › South Carolina › Florence County › ZIP 29501

ZIP code 29501, Florence County, South Carolina

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 29501, in Florence County, South Carolina, has 120 National Flood Insurance Program claims in the OpenFEMA record since 1978, 97 of them paid for a total of $1.4M.

That is 30.1% of the 399 claims recorded across Florence County. The average paid claim in the ZIP is $15K, lower than the county average of $21K and the South Carolina average of $30K.

FEMA counts 14 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 432 residential flood policies in force, covering 0.9% of residential structures.

120NFIP claims since 1978
97paid claims
$1.4Mtotal paid
$15Kaverage paid claim

Compared with the county and state

MeasureZIP 29501FlorenceSouth CarolinaUS
Claims since 197812039949,6222,680,429
Share of claims paid81%82%70%78%
Average paid claim$15K$21K$30K$43K
Share of county claims30.1%100%——
Repetitive-loss properties14503,817—

Claims by year of loss

197820022026
NFIP claims in ZIP 29501 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s4$1,422
1980s11$110,677
1990s19$86,598
2000s7$105,373
2010s74$1,068,126
2020s5$73,788
Year of lossClaimsPaid claimsAmount paidAverage paid
202131$40,337$40,337
202022$33,451$16,726
20181512$211,328$17,611
20163530$623,086$20,770
20152317$228,435$13,437
201011$5,278$5,278
200911$4,639$4,639
200811$2,834$2,834
200455$97,901$19,580
199822$7,154$3,577
199655$44,250$8,850
199510$0—
199486$26,852$4,475
199322$5,377$2,688
199011$2,965$2,965
198942$71,425$35,712
198733$12,682$4,227
198611$11,089$11,089
198511$12,907$12,907
198411$2,101$2,101
198311$472$472
197932$1,422$711
197810$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Florence County

Florence County has 686 weather events in the NCEI record since 1950 (7 in the last 12 months), 28 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 57; hurricane-strength tracks within 50 miles: 4.

Hail: 151 · Tornado: 35 · Flood: 57 · Wind: 375 · Winter: 25 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 29501?

120 claims since 1978 in the OpenFEMA NFIP claims file, 97 of them with a payment.

How much has the NFIP paid out in ZIP 29501?

$1.4M across 97 paid claims (building, contents and increased-cost-of-compliance payments combined), about $15K per paid claim.

Which year had the most flood claims in 29501?

2016, with 35 claims and $623K paid.

What county is ZIP 29501 in?

Most claims in this ZIP carry the county code for Florence County, South Carolina; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.