County Hazards

States › South Carolina › York County › ZIP 29708

ZIP code 29708, York County, South Carolina

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 11 NFIP claims for ZIP 29708 (York County, South Carolina), with $96K paid on 8 claims since 1978.

That is 14.3% of the 77 claims recorded across York County. The average paid claim in the ZIP is $12K, close to the county average of $13K and the South Carolina average of $30K.

FEMA counts 1 repetitive-loss property and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 383 residential flood policies in force, covering 0.4% of residential structures.

11NFIP claims since 1978
8paid claims
$96Ktotal paid
$12Kaverage paid claim

Compared with the county and state

MeasureZIP 29708YorkSouth CarolinaUS
Claims since 1978117749,6222,680,429
Share of claims paid73%64%70%78%
Average paid claim$12K$13K$30K$43K
Share of county claims14.3%100%——
Repetitive-loss properties143,817—

Claims by year of loss

197820022026
NFIP claims in ZIP 29708 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s0$0
2000s0$0
2010s3$31,446
2020s8$64,890
Year of lossClaimsPaid claimsAmount paidAverage paid
202454$11,700$2,925
202033$53,190$17,730
201911$31,446$31,446
201810$0—
201510$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: York County

York County has 756 weather events in the NCEI record since 1950 (9 in the last 12 months), 22 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 47; hurricane-strength tracks within 50 miles: 1.

Hail: 178 · Tornado: 25 · Flood: 47 · Wind: 357 · Winter: 65 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 29708?

11 claims since 1978 in the OpenFEMA NFIP claims file, 8 of them with a payment.

How much has the NFIP paid out in ZIP 29708?

$96K across 8 paid claims (building, contents and increased-cost-of-compliance payments combined), about $12K per paid claim.

Which year had the most flood claims in 29708?

2024, with 5 claims and $12K paid.

What county is ZIP 29708 in?

Most claims in this ZIP carry the county code for York County, South Carolina; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.