County Hazards

States › South Carolina › Beaufort County › ZIP 29910

ZIP code 29910, Beaufort County, South Carolina

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 29910, in Beaufort County, South Carolina, has 205 National Flood Insurance Program claims in the OpenFEMA record since 1978, 127 of them paid for a total of $3.2M.

That is 4.1% of the 4,968 claims recorded across Beaufort County. The average paid claim in the ZIP is $25K, close to the county average of $26K and the South Carolina average of $30K.

FEMA counts 12 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 28,198 residential flood policies in force, covering 39.7% of residential structures.

205NFIP claims since 1978
127paid claims
$3.2Mtotal paid
$25Kaverage paid claim

Compared with the county and state

MeasureZIP 29910BeaufortSouth CarolinaUS
Claims since 19782054,96849,6222,680,429
Share of claims paid62%63%70%78%
Average paid claim$25K$26K$30K$43K
Share of county claims4.1%100%——
Repetitive-loss properties123473,817—

Claims by year of loss

197820022026
NFIP claims in ZIP 29910 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s26$49,740
2000s15$57,513
2010s140$2,559,546
2020s24$542,590
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
20241616$498,140$31,134
202210$0—
202142$26,425$13,213
202021$18,025$18,025
201921$1,098$1,098
20174336$1,492,379$41,455
20168443$1,011,789$23,530
201562$47,612$23,806
201410$0—
201310$0—
201211$3,309$3,309
201110$0—
201011$3,358$3,358
200965$10,998$2,200
200732$40,814$20,407
200420$0—
200311$2,787$2,787
200210$0—
200111$2,914$2,914
200010$0—
199933$5,750$1,917
199810$0—
199544$14,515$3,629
1994156$21,996$3,666
199122$7,479$3,740
199010$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Beaufort County

Beaufort County has 1,029 weather events in the NCEI record since 1950 (40 in the last 12 months), 24 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 79; hurricane-strength tracks within 50 miles: 16.

Hail: 134 · Tornado: 31 · Flood: 79 · Wind: 623 · Winter: 8 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 29910?

205 claims since 1978 in the OpenFEMA NFIP claims file, 127 of them with a payment.

How much has the NFIP paid out in ZIP 29910?

$3.2M across 127 paid claims (building, contents and increased-cost-of-compliance payments combined), about $25K per paid claim.

Which year had the most flood claims in 29910?

2016, with 84 claims and $1.0M paid.

What county is ZIP 29910 in?

Most claims in this ZIP carry the county code for Beaufort County, South Carolina; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.