County Hazards

States › Florida › Duval County › ZIP 32210

ZIP code 32210, Duval County, Florida

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 913 NFIP claims for ZIP 32210 (Duval County, Florida), with $45M paid on 777 claims since 1978.

That is 15.1% of the 6,064 claims recorded across Duval County. The average paid claim in the ZIP is $58K, close to the county average of $47K and the Florida average of $62K.

FEMA counts 99 repetitive-loss properties and 30 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 20,676 residential flood policies in force, covering 6.3% of residential structures.

913NFIP claims since 1978
777paid claims
$45Mtotal paid
$58Kaverage paid claim

Compared with the county and state

MeasureZIP 32210DuvalFloridaUS
Claims since 19789136,064448,6182,680,429
Share of claims paid85%75%70%78%
Average paid claim$58K$47K$62K$43K
Share of county claims15.1%100%——
Repetitive-loss properties9959631,815—

Claims by year of loss

197820022026
NFIP claims in ZIP 32210 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s4$8,278
1980s20$437,053
1990s252$6,842,348
2000s125$2,144,493
2010s476$34,753,945
2020s36$747,899
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202520$0—
202464$129,020$32,255
202310$0—
20221817$564,341$33,197
202152$19,002$9,501
202033$35,537$11,846
201810$0—
2017393351$33,955,724$96,740
2016104$95,028$23,757
201520$0—
201430$0—
201365$52,491$10,498
20125745$642,238$14,272
201131$8,464$8,464
201010$0—
200970$0—
20084340$553,439$13,836
200785$33,619$6,724
200610$0—
200544$154,829$38,707
20044737$1,350,766$36,507
200310$0—
200230$0—
200175$28,051$5,610
200043$23,789$7,930
19987471$2,561,591$36,079
199711$1,381$1,381
19966262$2,486,862$40,111
19952519$173,097$9,110
19941514$32,800$2,343
199310$0—
19925044$1,543,489$35,079
19912420$43,128$2,156
19891816$434,287$27,143
198411$2,766$2,766
198310$0—
197932$5,352$2,676
197811$2,926$2,926

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Duval County

Duval County has 1,819 weather events in the NCEI record since 1950 (72 in the last 12 months), 41 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 183; hurricane-strength tracks within 50 miles: 9.

Hail: 286 · Tornado: 77 · Flood: 183 · Wind: 772 · Winter: 6 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 32210?

913 claims since 1978 in the OpenFEMA NFIP claims file, 777 of them with a payment.

How much has the NFIP paid out in ZIP 32210?

$45M across 777 paid claims (building, contents and increased-cost-of-compliance payments combined), about $58K per paid claim.

Which year had the most flood claims in 32210?

2017, with 393 claims and $34M paid.

What county is ZIP 32210 in?

Most claims in this ZIP carry the county code for Duval County, Florida; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.