County Hazards

States › Florida › Leon County › ZIP 32317

ZIP code 32317, Leon County, Florida

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 34 NFIP claims for ZIP 32317 (Leon County, Florida), with $556K paid on 21 claims since 1978.

That is 3.3% of the 1,015 claims recorded across Leon County. The average paid claim in the ZIP is $26K, higher than the county average of $16K and the Florida average of $62K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,487 residential flood policies in force, covering 2.7% of residential structures.

34NFIP claims since 1978
21paid claims
$556Ktotal paid
$26Kaverage paid claim

Compared with the county and state

MeasureZIP 32317LeonFloridaUS
Claims since 1978341,015448,6182,680,429
Share of claims paid62%74%70%78%
Average paid claim$26K$16K$62K$43K
Share of county claims3.3%100%——
Repetitive-loss properties26431,815—

Claims by year of loss

197820022026
NFIP claims in ZIP 32317 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s2$0
1990s9$72,589
2000s17$408,317
2010s4$24,375
2020s2$51,036
Year of lossClaimsPaid claimsAmount paidAverage paid
202421$51,036$51,036
201310$0—
201033$24,375$8,125
200911$7,843$7,843
200887$271,066$38,724
200532$75,790$37,895
200321$14,136$14,136
200131$39,482$39,482
199811$23,137$23,137
199531$15,147$15,147
199453$34,305$11,435
198520$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Leon County

Leon County has 1,350 weather events in the NCEI record since 1950 (46 in the last 12 months), 36 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 130; hurricane-strength tracks within 50 miles: 10.

Hail: 139 · Tornado: 37 · Flood: 130 · Wind: 847 · Winter: 3 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 32317?

34 claims since 1978 in the OpenFEMA NFIP claims file, 21 of them with a payment.

How much has the NFIP paid out in ZIP 32317?

$556K across 21 paid claims (building, contents and increased-cost-of-compliance payments combined), about $26K per paid claim.

Which year had the most flood claims in 32317?

2008, with 8 claims and $271K paid.

What county is ZIP 32317 in?

Most claims in this ZIP carry the county code for Leon County, Florida; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.