County Hazards

States › Florida › Alachua County › ZIP 32606

ZIP code 32606, Alachua County, Florida

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 32606, in Alachua County, Florida, has 40 National Flood Insurance Program claims in the OpenFEMA record since 1978, 35 of them paid for a total of $2.5M.

That is 12.9% of the 309 claims recorded across Alachua County. The average paid claim in the ZIP is $72K, higher than the county average of $40K and the Florida average of $62K.

FEMA counts 6 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,149 residential flood policies in force, covering 2.5% of residential structures.

40NFIP claims since 1978
35paid claims
$2.5Mtotal paid
$72Kaverage paid claim

Compared with the county and state

MeasureZIP 32606AlachuaFloridaUS
Claims since 197840309448,6182,680,429
Share of claims paid88%70%70%78%
Average paid claim$72K$40K$62K$43K
Share of county claims12.9%100%——
Repetitive-loss properties62031,815—

Claims by year of loss

197820022026
NFIP claims in ZIP 32606 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$7,165
1980s0$0
1990s1$2,718
2000s8$215,264
2010s13$644,675
2020s17$1,649,178
Year of lossClaimsPaid claimsAmount paidAverage paid
202310$0—
202244$114,436$28,609
20211212$1,534,742$127,895
2017108$633,796$79,225
201511$2,881$2,881
201411$7,882$7,882
201211$116$116
200611$13,661$13,661
200475$201,603$40,321
199111$2,718$2,718
197811$7,165$7,165

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Alachua County

Alachua County has 885 weather events in the NCEI record since 1950 (8 in the last 12 months), 35 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 48; hurricane-strength tracks within 50 miles: 8.

Hail: 141 · Tornado: 45 · Flood: 48 · Wind: 462 · Winter: 4 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 32606?

40 claims since 1978 in the OpenFEMA NFIP claims file, 35 of them with a payment.

How much has the NFIP paid out in ZIP 32606?

$2.5M across 35 paid claims (building, contents and increased-cost-of-compliance payments combined), about $72K per paid claim.

Which year had the most flood claims in 32606?

2021, with 12 claims and $1.5M paid.

What county is ZIP 32606 in?

Most claims in this ZIP carry the county code for Alachua County, Florida; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.