County Hazards

States › Florida › Broward County › ZIP 33312

ZIP code 33312, Broward County, Florida

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 1,800 NFIP claims for ZIP 33312 (Broward County, Florida), with $79M paid on 1,355 claims since 1978.

That is 5.1% of the 35,049 claims recorded across Broward County. The average paid claim in the ZIP is $58K, higher than the county average of $26K and the Florida average of $62K.

FEMA counts 184 repetitive-loss properties and 10 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 125,204 residential flood policies in force, covering 19.2% of residential structures.

1,800NFIP claims since 1978
1,355paid claims
$79Mtotal paid
$58Kaverage paid claim

Compared with the county and state

MeasureZIP 33312BrowardFloridaUS
Claims since 19781,80035,049448,6182,680,429
Share of claims paid75%50%70%78%
Average paid claim$58K$26K$62K$43K
Share of county claims5.1%100%——
Repetitive-loss properties1841,50031,815—

Claims by year of loss

197820022026
NFIP claims in ZIP 33312 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s33$21,557
1980s21$29,217
1990s218$1,038,295
2000s208$615,623
2010s144$2,394,131
2020s1,176$74,484,468
Year of lossClaimsPaid claimsAmount paidAverage paid
202630$0—
202564$234,026$58,506
20241814$565,362$40,383
2023918827$66,670,952$80,618
202231$11,003$11,003
2020228201$7,003,125$34,841
201962$104,578$52,289
201821$6,257$6,257
20175027$830,053$30,743
201620$0—
201531$4,757$4,757
201421$2,053$2,053
201341$1,183$1,183
201262$6,491$3,246
20116249$1,374,786$28,057
201073$63,971$21,324
2009145$20,922$4,184
200820$0—
200760$0—
200650$0—
200510418$377,330$20,963
2004225$27,116$5,423
20031913$92,166$7,090
200297$26,581$3,797
200141$14,400$14,400
2000239$57,109$6,345
199914997$875,431$9,025
199850$0—
199710$0—
199672$17,993$8,996
199552$13,713$6,857
19942313$49,520$3,809
1992121$1,879$1,879
19911514$79,760$5,697
199010$0—
198964$14,662$3,666
198510$0—
198410$0—
198276$12,775$2,129
198141$1,780$1,780
198020$0—
19793323$21,557$937

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Broward County

Broward County has 1,108 weather events in the NCEI record since 1950 (20 in the last 12 months), 43 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 110; hurricane-strength tracks within 50 miles: 23.

Hail: 210 · Tornado: 147 · Flood: 110 · Wind: 385 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 33312?

1,800 claims since 1978 in the OpenFEMA NFIP claims file, 1,355 of them with a payment.

How much has the NFIP paid out in ZIP 33312?

$79M across 1,355 paid claims (building, contents and increased-cost-of-compliance payments combined), about $58K per paid claim.

Which year had the most flood claims in 33312?

2023, with 918 claims and $67M paid.

What county is ZIP 33312 in?

Most claims in this ZIP carry the county code for Broward County, Florida; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.