County Hazards

States › Florida › Hillsborough County › ZIP 33614

ZIP code 33614, Hillsborough County, Florida

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 33614, in Hillsborough County, Florida, has 216 National Flood Insurance Program claims in the OpenFEMA record since 1978, 175 of them paid for a total of $8.8M.

That is 1.2% of the 18,556 claims recorded across Hillsborough County. The average paid claim in the ZIP is $51K, lower than the county average of $82K and the Florida average of $62K.

FEMA counts 8 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 54,179 residential flood policies in force, covering 12.1% of residential structures.

216NFIP claims since 1978
175paid claims
$8.8Mtotal paid
$51Kaverage paid claim

Compared with the county and state

MeasureZIP 33614HillsboroughFloridaUS
Claims since 197821618,556448,6182,680,429
Share of claims paid81%78%70%78%
Average paid claim$51K$82K$62K$43K
Share of county claims1.2%100%——
Repetitive-loss properties897531,815—

Claims by year of loss

197820022026
NFIP claims in ZIP 33614 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s23$93,427
1980s21$37,229
1990s15$57,960
2000s7$18,125
2010s20$113,757
2020s130$8,528,017
Year of lossClaimsPaid claimsAmount paidAverage paid
202510$0—
2024124107$8,500,788$79,447
202310$0—
202232$27,229$13,614
202110$0—
201732$23,035$11,517
2015138$83,480$10,435
201311$3,625$3,625
201132$3,616$1,808
200611$2,389$2,389
200442$9,551$4,776
200311$761$761
200211$5,424$5,424
199821$6,816$6,816
199755$18,850$3,770
199532$25,746$12,873
199410$0—
199144$6,549$1,637
198843$6,229$2,076
198521$2,736$2,736
198310$0—
19821212$23,724$1,977
198111$4,539$4,539
198010$0—
19792319$93,427$4,917

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Hillsborough County

Hillsborough County has 1,309 weather events in the NCEI record since 1950 (8 in the last 12 months), 47 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 95; hurricane-strength tracks within 50 miles: 17.

Hail: 287 · Tornado: 149 · Flood: 95 · Wind: 485 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 33614?

216 claims since 1978 in the OpenFEMA NFIP claims file, 175 of them with a payment.

How much has the NFIP paid out in ZIP 33614?

$8.8M across 175 paid claims (building, contents and increased-cost-of-compliance payments combined), about $51K per paid claim.

Which year had the most flood claims in 33614?

2024, with 124 claims and $8.5M paid.

What county is ZIP 33614 in?

Most claims in this ZIP carry the county code for Hillsborough County, Florida; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.