County Hazards

States › Tennessee › Dickson County › ZIP 37055

ZIP code 37055, Dickson County, Tennessee

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 60 NFIP claims for ZIP 37055 (Dickson County, Tennessee), with $4.2M paid on 54 claims since 1978.

That is 84.5% of the 71 claims recorded across Dickson County. The average paid claim in the ZIP is $78K, close to the county average of $65K and the Tennessee average of $33K.

FEMA counts 6 repetitive-loss properties and 3 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 55 residential flood policies in force, covering 0.3% of residential structures.

60NFIP claims since 1978
54paid claims
$4.2Mtotal paid
$78Kaverage paid claim

Compared with the county and state

MeasureZIP 37055DicksonTennesseeUS
Claims since 1978607117,7062,680,429
Share of claims paid90%87%82%78%
Average paid claim$78K$65K$33K$43K
Share of county claims84.5%100%——
Repetitive-loss properties691,600—

Claims by year of loss

197820022026
NFIP claims in ZIP 37055 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s1$10,000
1990s9$108,131
2000s7$170,366
2010s25$1,922,684
2020s18$2,002,185
Year of lossClaimsPaid claimsAmount paidAverage paid
202521$7,249$7,249
202211$5,766$5,766
20211313$1,555,879$119,683
202022$433,291$216,646
201966$598,271$99,712
201833$506,812$168,937
201475$461,723$92,345
201110$0—
201088$355,878$44,485
200810$0—
200433$146,778$48,926
200311$12,742$12,742
200222$10,846$5,423
199921$29,300$29,300
199711$21,237$21,237
199511$22,463$22,463
199144$31,164$7,791
199011$3,968$3,968
198911$10,000$10,000

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Dickson County

Dickson County has 602 weather events in the NCEI record since 1950 (21 in the last 12 months), 27 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 66; hurricane-strength tracks within 50 miles: 0.

Hail: 107 · Tornado: 23 · Flood: 66 · Wind: 287 · Winter: 66 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 37055?

60 claims since 1978 in the OpenFEMA NFIP claims file, 54 of them with a payment.

How much has the NFIP paid out in ZIP 37055?

$4.2M across 54 paid claims (building, contents and increased-cost-of-compliance payments combined), about $78K per paid claim.

Which year had the most flood claims in 37055?

2021, with 13 claims and $1.6M paid.

What county is ZIP 37055 in?

Most claims in this ZIP carry the county code for Dickson County, Tennessee; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.