States › Mississippi › ZIP 38900
ZIP code 38900, Mississippi
National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.
NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.
OpenFEMA lists 5 NFIP claims for ZIP 38900 (Mississippi), with $62K paid on 4 claims since 1978.
Compared with the county and state
| Measure | ZIP 38900 | County | Mississippi | US |
|---|---|---|---|---|
| Claims since 1978 | 5 | — | 64,589 | 2,680,429 |
| Share of claims paid | 80% | — | 83% | 78% |
| Average paid claim | $16K | — | $58K | $43K |
| Share of county claims | — | 100% | — | — |
| Repetitive-loss properties | 1 | 0 | 5,274 | — |
Claims by year of loss
| Decade | Claims | Paid |
|---|---|---|
| 1970s | 0 | $0 |
| 1980s | 1 | $0 |
| 1990s | 4 | $62,192 |
| 2000s | 0 | $0 |
| 2010s | 0 | $0 |
| 2020s | 0 | $0 |
| Year of loss | Claims | Paid claims | Amount paid | Average paid |
|---|---|---|---|---|
| 1997 | 1 | 1 | $32,400 | $32,400 |
| 1991 | 3 | 3 | $29,792 | $9,931 |
| 1989 | 1 | 0 | $0 | — |
Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.
Questions and answers
How many flood insurance claims have been filed in ZIP 38900?
5 claims since 1978 in the OpenFEMA NFIP claims file, 4 of them with a payment.
How much has the NFIP paid out in ZIP 38900?
$62K across 4 paid claims (building, contents and increased-cost-of-compliance payments combined), about $16K per paid claim.
Which year had the most flood claims in 38900?
1991, with 3 claims and $30K paid.
What county is ZIP 38900 in?
The claims carry a Mississippi state code but no county code that matches a current county.
Provenance
OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.