County Hazards

States › Mississippi › Claiborne County › ZIP 39150

ZIP code 39150, Claiborne County, Mississippi

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 183 NFIP claims for ZIP 39150 (Claiborne County, Mississippi), with $2.5M paid on 157 claims since 1978.

That is 82.1% of the 223 claims recorded across Claiborne County. The average paid claim in the ZIP is $16K, close to the county average of $14K and the Mississippi average of $58K.

FEMA counts 20 repetitive-loss properties and 8 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 18 residential flood policies in force, covering 0.5% of residential structures.

183NFIP claims since 1978
157paid claims
$2.5Mtotal paid
$16Kaverage paid claim

Compared with the county and state

MeasureZIP 39150ClaiborneMississippiUS
Claims since 197818322364,5892,680,429
Share of claims paid86%89%83%78%
Average paid claim$16K$14K$58K$43K
Share of county claims82.1%100%——
Repetitive-loss properties20595,274—

Claims by year of loss

197820022026
NFIP claims in ZIP 39150 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$0
1980s10$17,725
1990s72$472,541
2000s50$643,068
2010s46$1,296,008
2020s4$21,940
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202511$6,545$6,545
202111$10,137$10,137
202011$5,258$5,258
201922$12,006$6,003
201711$13,616$13,616
201611$11,052$11,052
201511$8,086$8,086
201310$0—
201210$0—
20113933$1,251,248$37,917
2009107$83,360$11,909
20082121$420,402$20,019
200598$67,298$8,412
200410$0—
200322$7,189$3,594
200277$64,818$9,260
199855$27,592$5,518
19972725$268,642$10,746
199633$13,124$4,375
19951512$48,737$4,061
199476$41,244$6,874
199333$12,810$4,270
199154$17,935$4,484
199077$42,457$6,065
198541$983$983
198422$3,137$1,569
198343$13,604$4,535
197810$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Claiborne County

Claiborne County has 367 weather events in the NCEI record since 1950 (8 in the last 12 months), 29 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 22; hurricane-strength tracks within 50 miles: 1.

Hail: 53 · Tornado: 41 · Flood: 22 · Wind: 201 · Winter: 18 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 39150?

183 claims since 1978 in the OpenFEMA NFIP claims file, 157 of them with a payment.

How much has the NFIP paid out in ZIP 39150?

$2.5M across 157 paid claims (building, contents and increased-cost-of-compliance payments combined), about $16K per paid claim.

Which year had the most flood claims in 39150?

2011, with 39 claims and $1.3M paid.

What county is ZIP 39150 in?

Most claims in this ZIP carry the county code for Claiborne County, Mississippi; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.