County Hazards

States › Mississippi › Hinds County › ZIP 39216

ZIP code 39216, Hinds County, Mississippi

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 39216, in Hinds County, Mississippi, has 153 National Flood Insurance Program claims in the OpenFEMA record since 1978, 121 of them paid for a total of $1.9M.

That is 3.2% of the 4,716 claims recorded across Hinds County. The average paid claim in the ZIP is $16K, close to the county average of $19K and the Mississippi average of $58K.

FEMA counts 15 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,255 residential flood policies in force, covering 2.8% of residential structures.

153NFIP claims since 1978
121paid claims
$1.9Mtotal paid
$16Kaverage paid claim

Compared with the county and state

MeasureZIP 39216HindsMississippiUS
Claims since 19781534,71664,5892,680,429
Share of claims paid79%80%83%78%
Average paid claim$16K$19K$58K$43K
Share of county claims3.2%100%——
Repetitive-loss properties154795,274—

Claims by year of loss

197820022026
NFIP claims in ZIP 39216 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s30$561,578
1980s74$933,934
1990s10$51,979
2000s15$61,298
2010s14$250,261
2020s10$40,266
Year of lossClaimsPaid claimsAmount paidAverage paid
202210$0—
202132$33,273$16,636
202063$6,994$2,331
201911$17,287$17,287
201810$0—
201722$39,419$19,710
201611$4,355$4,355
201433$59,924$19,975
201311$96,894$96,894
201222$27,681$13,840
201110$0—
201021$4,701$4,701
200811$3,711$3,711
200531$10,264$10,264
200374$37,463$9,366
200221$7,085$7,085
200111$1,750$1,750
200011$1,024$1,024
199821$14,732$14,732
199722$6,282$3,141
199610$0—
199533$21,192$7,064
199411$6,000$6,000
199111$3,773$3,773
198421$1,993$1,993
19836658$930,305$16,040
198220$0—
198043$1,636$545
19793026$561,578$21,599

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Hinds County

Hinds County has 1,537 weather events in the NCEI record since 1950 (37 in the last 12 months), 27 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 205; hurricane-strength tracks within 50 miles: 2.

Hail: 331 · Tornado: 127 · Flood: 205 · Wind: 795 · Winter: 24 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 39216?

153 claims since 1978 in the OpenFEMA NFIP claims file, 121 of them with a payment.

How much has the NFIP paid out in ZIP 39216?

$1.9M across 121 paid claims (building, contents and increased-cost-of-compliance payments combined), about $16K per paid claim.

Which year had the most flood claims in 39216?

1983, with 66 claims and $930K paid.

What county is ZIP 39216 in?

Most claims in this ZIP carry the county code for Hinds County, Mississippi; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.