County Hazards

States › Mississippi › Lauderdale County › ZIP 39335

ZIP code 39335, Lauderdale County, Mississippi

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 39335, in Lauderdale County, Mississippi, has 7 National Flood Insurance Program claims in the OpenFEMA record since 1978, 4 of them paid for a total of $70K.

That is 2.4% of the 292 claims recorded across Lauderdale County. The average paid claim in the ZIP is $18K, close to the county average of $21K and the Mississippi average of $58K.

At county level FEMA counts 354 residential flood policies in force, covering 1.1% of residential structures.

7NFIP claims since 1978
4paid claims
$70Ktotal paid
$18Kaverage paid claim

Compared with the county and state

MeasureZIP 39335LauderdaleMississippiUS
Claims since 1978729264,5892,680,429
Share of claims paid57%71%83%78%
Average paid claim$18K$21K$58K$43K
Share of county claims2.4%100%——
Repetitive-loss properties0185,274—

Claims by year of loss

197820022026
NFIP claims in ZIP 39335 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s1$2,222
1990s3$40,980
2000s2$27,205
2010s1$0
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201910$0—
200321$27,205$27,205
199121$9,325$9,325
199011$31,655$31,655
198011$2,222$2,222

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Lauderdale County

Lauderdale County has 973 weather events in the NCEI record since 1950 (10 in the last 12 months), 24 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 95; hurricane-strength tracks within 50 miles: 1.

Hail: 235 · Tornado: 67 · Flood: 95 · Wind: 514 · Winter: 21 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 39335?

7 claims since 1978 in the OpenFEMA NFIP claims file, 4 of them with a payment.

How much has the NFIP paid out in ZIP 39335?

$70K across 4 paid claims (building, contents and increased-cost-of-compliance payments combined), about $18K per paid claim.

Which year had the most flood claims in 39335?

1991, with 2 claims and $9K paid.

What county is ZIP 39335 in?

Most claims in this ZIP carry the county code for Lauderdale County, Mississippi; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.