County Hazards

States › Mississippi › Wilkinson County › ZIP 39636

ZIP code 39636, Wilkinson County, Mississippi

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 39636, in Wilkinson County, Mississippi, has 61 National Flood Insurance Program claims in the OpenFEMA record since 1978, 47 of them paid for a total of $272K.

That is 4.4% of the 1,394 claims recorded across Wilkinson County. The average paid claim in the ZIP is $6K, lower than the county average of $16K and the Mississippi average of $58K.

At county level FEMA counts 57 residential flood policies in force, covering 1% of residential structures.

61NFIP claims since 1978
47paid claims
$272Ktotal paid
$6Kaverage paid claim

Compared with the county and state

MeasureZIP 39636WilkinsonMississippiUS
Claims since 1978611,39464,5892,680,429
Share of claims paid77%84%83%78%
Average paid claim$6K$16K$58K$43K
Share of county claims4.4%100%——
Repetitive-loss properties01105,274—

Claims by year of loss

197820022026
NFIP claims in ZIP 39636 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$5,046
1980s32$95,988
1990s26$158,227
2000s0$0
2010s1$12,977
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201111$12,977$12,977
199722$51,473$25,737
199521$16,427$16,427
199433$20,632$6,877
199330$0—
199188$32,635$4,079
199088$37,059$4,632
198922$1,000$500
198622$775$388
1985167$11,487$1,641
198476$17,300$2,883
198344$62,765$15,691
198011$2,662$2,662
197922$5,046$2,523

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Wilkinson County

Wilkinson County has 174 weather events in the NCEI record since 1950 (11 in the last 12 months), 32 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 16; hurricane-strength tracks within 50 miles: 4.

Hail: 20 · Tornado: 20 · Flood: 16 · Wind: 62 · Winter: 14 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 39636?

61 claims since 1978 in the OpenFEMA NFIP claims file, 47 of them with a payment.

How much has the NFIP paid out in ZIP 39636?

$272K across 47 paid claims (building, contents and increased-cost-of-compliance payments combined), about $6K per paid claim.

Which year had the most flood claims in 39636?

1985, with 16 claims and $11K paid.

What county is ZIP 39636 in?

Most claims in this ZIP carry the county code for Wilkinson County, Mississippi; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.