County Hazards

States › Kentucky › Logan County › ZIP 42202

ZIP code 42202, Logan County, Kentucky

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 7 NFIP claims for ZIP 42202 (Logan County, Kentucky), with $226K paid on 6 claims since 1978.

That is 20% of the 35 claims recorded across Logan County. The average paid claim in the ZIP is $38K, higher than the county average of $22K and the Kentucky average of $22K.

FEMA counts 1 repetitive-loss property and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 56 residential flood policies in force, covering 0.4% of residential structures.

7NFIP claims since 1978
6paid claims
$226Ktotal paid
$38Kaverage paid claim

Compared with the county and state

MeasureZIP 42202LoganKentuckyUS
Claims since 197873527,9472,680,429
Share of claims paid86%66%85%78%
Average paid claim$38K$22K$22K$43K
Share of county claims20.0%100%——
Repetitive-loss properties112,446—

Claims by year of loss

197820022026
NFIP claims in ZIP 42202 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s0$0
2000s0$0
2010s5$145,454
2020s2$80,740
Year of lossClaimsPaid claimsAmount paidAverage paid
202511$80,740$80,740
202410$0—
201722$65,475$32,737
201611$31,006$31,006
201022$48,974$24,487

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Logan County

Logan County has 382 weather events in the NCEI record since 1950 (4 in the last 12 months), 19 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 58; hurricane-strength tracks within 50 miles: 0.

Hail: 56 · Tornado: 24 · Flood: 58 · Wind: 214 · Winter: 22 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 42202?

7 claims since 1978 in the OpenFEMA NFIP claims file, 6 of them with a payment.

How much has the NFIP paid out in ZIP 42202?

$226K across 6 paid claims (building, contents and increased-cost-of-compliance payments combined), about $38K per paid claim.

Which year had the most flood claims in 42202?

2010, with 2 claims and $49K paid.

What county is ZIP 42202 in?

Most claims in this ZIP carry the county code for Logan County, Kentucky; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.