County Hazards

States › Iowa › Boone County › ZIP 50036

ZIP code 50036, Boone County, Iowa

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 13 NFIP claims for ZIP 50036 (Boone County, Iowa), with $437K paid on 10 claims since 1978.

That is 72.2% of the 18 claims recorded across Boone County. The average paid claim in the ZIP is $44K, higher than the county average of $34K and the Iowa average of $30K.

FEMA counts 3 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 25 residential flood policies in force, covering 0.2% of residential structures.

13NFIP claims since 1978
10paid claims
$437Ktotal paid
$44Kaverage paid claim

Compared with the county and state

MeasureZIP 50036BooneIowaUS
Claims since 1978131814,7882,680,429
Share of claims paid77%72%81%78%
Average paid claim$44K$34K$30K$43K
Share of county claims72.2%100%——
Repetitive-loss properties331,104—

Claims by year of loss

197820022026
NFIP claims in ZIP 50036 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s0$0
2000s4$190,118
2010s9$246,774
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201921$37,488$37,488
201821$15,076$15,076
201511$3,494$3,494
201044$190,717$47,679
200843$190,118$63,373

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Boone County

Boone County has 806 weather events in the NCEI record since 1950 (4 in the last 12 months), 17 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 64; hurricane-strength tracks within 50 miles: 0.

Hail: 194 · Tornado: 53 · Flood: 64 · Wind: 259 · Winter: 90 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 50036?

13 claims since 1978 in the OpenFEMA NFIP claims file, 10 of them with a payment.

How much has the NFIP paid out in ZIP 50036?

$437K across 10 paid claims (building, contents and increased-cost-of-compliance payments combined), about $44K per paid claim.

Which year had the most flood claims in 50036?

2008, with 4 claims and $190K paid.

What county is ZIP 50036 in?

Most claims in this ZIP carry the county code for Boone County, Iowa; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.