County Hazards

States › Iowa › Linn County › ZIP 52214

ZIP code 52214, Linn County, Iowa

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 59 NFIP claims for ZIP 52214 (Linn County, Iowa), with $1.0M paid on 52 claims since 1978.

That is 4.4% of the 1,351 claims recorded across Linn County. The average paid claim in the ZIP is $19K, lower than the county average of $62K and the Iowa average of $30K.

FEMA counts 5 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 655 residential flood policies in force, covering 0.7% of residential structures.

59NFIP claims since 1978
52paid claims
$1.0Mtotal paid
$19Kaverage paid claim

Compared with the county and state

MeasureZIP 52214LinnIowaUS
Claims since 1978591,35114,7882,680,429
Share of claims paid88%82%81%78%
Average paid claim$19K$62K$30K$43K
Share of county claims4.4%100%——
Repetitive-loss properties5381,104—

Claims by year of loss

197820022026
NFIP claims in ZIP 52214 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s21$246,730
2000s24$485,912
2010s14$280,513
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201822$4,518$2,259
201643$71,170$23,723
201333$53,876$17,959
201055$150,949$30,190
20081714$297,096$21,221
200711$5,917$5,917
200465$182,899$36,580
19991413$211,038$16,234
199332$14,344$7,172
199044$21,347$5,337

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Linn County

Linn County has 1,436 weather events in the NCEI record since 1950 (62 in the last 12 months), 23 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 88; hurricane-strength tracks within 50 miles: 0.

Hail: 389 · Tornado: 64 · Flood: 88 · Wind: 598 · Winter: 178 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 52214?

59 claims since 1978 in the OpenFEMA NFIP claims file, 52 of them with a payment.

How much has the NFIP paid out in ZIP 52214?

$1.0M across 52 paid claims (building, contents and increased-cost-of-compliance payments combined), about $19K per paid claim.

Which year had the most flood claims in 52214?

2008, with 17 claims and $297K paid.

What county is ZIP 52214 in?

Most claims in this ZIP carry the county code for Linn County, Iowa; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.