County Hazards

States › Iowa › Muscatine County › ZIP 52761

ZIP code 52761, Muscatine County, Iowa

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 52761, in Muscatine County, Iowa, has 250 National Flood Insurance Program claims in the OpenFEMA record since 1978, 193 of them paid for a total of $3.5M.

That is 70.4% of the 355 claims recorded across Muscatine County. The average paid claim in the ZIP is $18K, close to the county average of $20K and the Iowa average of $30K.

FEMA counts 33 repetitive-loss properties and 2 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 130 residential flood policies in force, covering 0.8% of residential structures.

250NFIP claims since 1978
193paid claims
$3.5Mtotal paid
$18Kaverage paid claim

Compared with the county and state

MeasureZIP 52761MuscatineIowaUS
Claims since 197825035514,7882,680,429
Share of claims paid77%80%81%78%
Average paid claim$18K$20K$30K$43K
Share of county claims70.4%100%——
Repetitive-loss properties33451,104—

Claims by year of loss

197820022026
NFIP claims in ZIP 52761 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s8$2,194
1980s13$16,708
1990s73$840,348
2000s88$1,723,917
2010s67$870,390
2020s1$2,095
Year of lossClaimsPaid claimsAmount paidAverage paid
202011$2,095$2,095
20191513$300,093$23,084
201831$12,832$12,832
201711$12,233$12,233
201633$59,662$19,887
20142619$403,727$21,249
201394$30,468$7,617
201176$25,976$4,329
201032$25,399$12,700
200910$0—
20085143$1,322,905$30,765
200454$58,336$14,584
200222$4,993$2,496
20012927$337,684$12,507
199821$3,188$3,188
1997108$35,658$4,457
199633$50,538$16,846
199410$0—
19935140$726,309$18,158
199064$24,656$6,164
198611$321$321
198310$0—
1982116$16,387$2,731
197984$2,194$549

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Muscatine County

Muscatine County has 726 weather events in the NCEI record since 1950 (17 in the last 12 months), 21 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 85; hurricane-strength tracks within 50 miles: 0.

Hail: 160 · Tornado: 41 · Flood: 85 · Wind: 225 · Winter: 148 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 52761?

250 claims since 1978 in the OpenFEMA NFIP claims file, 193 of them with a payment.

How much has the NFIP paid out in ZIP 52761?

$3.5M across 193 paid claims (building, contents and increased-cost-of-compliance payments combined), about $18K per paid claim.

Which year had the most flood claims in 52761?

1993, with 51 claims and $726K paid.

What county is ZIP 52761 in?

Most claims in this ZIP carry the county code for Muscatine County, Iowa; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.