County Hazards

States › Wisconsin › Jefferson County › ZIP 53094

ZIP code 53094, Jefferson County, Wisconsin

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 53094, in Jefferson County, Wisconsin, has 40 National Flood Insurance Program claims in the OpenFEMA record since 1978, 34 of them paid for a total of $1.2M.

That is 8% of the 503 claims recorded across Jefferson County. The average paid claim in the ZIP is $35K, higher than the county average of $26K and the Wisconsin average of $20K.

At county level FEMA counts 153 residential flood policies in force, covering 0.5% of residential structures.

40NFIP claims since 1978
34paid claims
$1.2Mtotal paid
$35Kaverage paid claim

Compared with the county and state

MeasureZIP 53094JeffersonWisconsinUS
Claims since 1978405039,5222,680,429
Share of claims paid85%83%76%78%
Average paid claim$35K$26K$20K$43K
Share of county claims8.0%100%——
Repetitive-loss properties028694—

Claims by year of loss

197820022026
NFIP claims in ZIP 53094 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$3,790
1980s7$28,459
1990s0$0
2000s26$630,925
2010s3$508,293
2020s1$17,278
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$17,278$17,278
201911$3,535$3,535
201822$504,758$252,379
20082319$629,495$33,131
200422$1,430$715
200010$0—
198621$2,690$2,690
198533$6,660$2,220
198222$19,109$9,555
197933$3,790$1,263

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Jefferson County

Jefferson County has 1,097 weather events in the NCEI record since 1950 (39 in the last 12 months), 14 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 60; hurricane-strength tracks within 50 miles: 0.

Hail: 176 · Tornado: 51 · Flood: 60 · Wind: 359 · Winter: 234 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 53094?

40 claims since 1978 in the OpenFEMA NFIP claims file, 34 of them with a payment.

How much has the NFIP paid out in ZIP 53094?

$1.2M across 34 paid claims (building, contents and increased-cost-of-compliance payments combined), about $35K per paid claim.

Which year had the most flood claims in 53094?

2008, with 23 claims and $629K paid.

What county is ZIP 53094 in?

Most claims in this ZIP carry the county code for Jefferson County, Wisconsin; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.