County Hazards

States › Wisconsin › Milwaukee County › ZIP 53154

ZIP code 53154, Milwaukee County, Wisconsin

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 14 NFIP claims for ZIP 53154 (Milwaukee County, Wisconsin), with $264K paid on 10 claims since 1978.

That is 0.6% of the 2,435 claims recorded across Milwaukee County. The average paid claim in the ZIP is $26K, higher than the county average of $15K and the Wisconsin average of $20K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,063 residential flood policies in force, covering 0.5% of residential structures.

14NFIP claims since 1978
10paid claims
$264Ktotal paid
$26Kaverage paid claim

Compared with the county and state

MeasureZIP 53154MilwaukeeWisconsinUS
Claims since 1978142,4359,5222,680,429
Share of claims paid71%79%76%78%
Average paid claim$26K$15K$20K$43K
Share of county claims0.6%100%——
Repetitive-loss properties2262694—

Claims by year of loss

197820022026
NFIP claims in ZIP 53154 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$0
1980s2$0
1990s2$38,110
2000s7$190,026
2010s2$35,692
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201022$35,692$17,846
200844$157,053$39,263
200032$32,972$16,486
199911$34,506$34,506
199611$3,604$3,604
198620$0—
197910$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Milwaukee County

Milwaukee County has 1,108 weather events in the NCEI record since 1950 (36 in the last 12 months), 22 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 76; hurricane-strength tracks within 50 miles: 0.

Hail: 212 · Tornado: 19 · Flood: 76 · Wind: 325 · Winter: 227 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 53154?

14 claims since 1978 in the OpenFEMA NFIP claims file, 10 of them with a payment.

How much has the NFIP paid out in ZIP 53154?

$264K across 10 paid claims (building, contents and increased-cost-of-compliance payments combined), about $26K per paid claim.

Which year had the most flood claims in 53154?

2008, with 4 claims and $157K paid.

What county is ZIP 53154 in?

Most claims in this ZIP carry the county code for Milwaukee County, Wisconsin; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.