County Hazards

States › Minnesota › Hennepin County › ZIP 55419

ZIP code 55419, Hennepin County, Minnesota

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 42 NFIP claims for ZIP 55419 (Hennepin County, Minnesota), with $172K paid on 28 claims since 1978.

That is 6.2% of the 682 claims recorded across Hennepin County. The average paid claim in the ZIP is $6K, lower than the county average of $11K and the Minnesota average of $16K.

FEMA counts 1 repetitive-loss property and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 882 residential flood policies in force, covering 0.2% of residential structures.

42NFIP claims since 1978
28paid claims
$172Ktotal paid
$6Kaverage paid claim

Compared with the county and state

MeasureZIP 55419HennepinMinnesotaUS
Claims since 19784268212,4742,680,429
Share of claims paid67%64%81%78%
Average paid claim$6K$11K$16K$43K
Share of county claims6.2%100%——
Repetitive-loss properties125553—

Claims by year of loss

197820022026
NFIP claims in ZIP 55419 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s9$30,690
1980s15$79,161
1990s5$24,631
2000s1$10,187
2010s12$27,707
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201921$647$647
2014105$27,060$5,412
200311$10,187$10,187
199720$0—
199233$24,631$8,210
19871410$79,161$7,916
198410$0—
197898$30,690$3,836

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Hennepin County

Hennepin County has 1,442 weather events in the NCEI record since 1950 (47 in the last 12 months), 18 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 62; hurricane-strength tracks within 50 miles: 0.

Hail: 586 · Tornado: 31 · Flood: 62 · Wind: 513 · Winter: 125 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 55419?

42 claims since 1978 in the OpenFEMA NFIP claims file, 28 of them with a payment.

How much has the NFIP paid out in ZIP 55419?

$172K across 28 paid claims (building, contents and increased-cost-of-compliance payments combined), about $6K per paid claim.

Which year had the most flood claims in 55419?

1987, with 14 claims and $79K paid.

What county is ZIP 55419 in?

Most claims in this ZIP carry the county code for Hennepin County, Minnesota; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.