County Hazards

States › North Dakota › Cass County › ZIP 58052

ZIP code 58052, Cass County, North Dakota

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 6 NFIP claims for ZIP 58052 (Cass County, North Dakota), with $44K paid on 6 claims since 1978.

That is 0.2% of the 3,345 claims recorded across Cass County. The average paid claim in the ZIP is $7K, close to the county average of $9K and the North Dakota average of $24K.

At county level FEMA counts 2,113 residential flood policies in force, covering 4.5% of residential structures.

6NFIP claims since 1978
6paid claims
$44Ktotal paid
$7Kaverage paid claim

Compared with the county and state

MeasureZIP 58052CassNorth DakotaUS
Claims since 197863,34513,3072,680,429
Share of claims paid100%86%81%78%
Average paid claim$7K$9K$24K$43K
Share of county claims0.2%100%——
Repetitive-loss properties067240—

Claims by year of loss

197820022026
NFIP claims in ZIP 58052 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s2$35,239
2000s1$2,737
2010s3$5,916
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201122$2,062$1,031
201011$3,855$3,855
200911$2,737$2,737
199722$35,239$17,620

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Cass County

Cass County has 1,498 weather events in the NCEI record since 1950 (25 in the last 12 months), 35 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 87; hurricane-strength tracks within 50 miles: 0.

Hail: 498 · Tornado: 109 · Flood: 87 · Wind: 475 · Winter: 195 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 58052?

6 claims since 1978 in the OpenFEMA NFIP claims file, 6 of them with a payment.

How much has the NFIP paid out in ZIP 58052?

$44K across 6 paid claims (building, contents and increased-cost-of-compliance payments combined), about $7K per paid claim.

Which year had the most flood claims in 58052?

1997, with 2 claims and $35K paid.

What county is ZIP 58052 in?

Most claims in this ZIP carry the county code for Cass County, North Dakota; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.