County Hazards

States › Illinois › Cook County › ZIP 60457

ZIP code 60457, Cook County, Illinois

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 21 NFIP claims for ZIP 60457 (Cook County, Illinois), with $301K paid on 16 claims since 1978.

That is 0.1% of the 15,260 claims recorded across Cook County. The average paid claim in the ZIP is $19K, higher than the county average of $13K and the Illinois average of $14K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 6,353 residential flood policies in force, covering 0.5% of residential structures.

21NFIP claims since 1978
16paid claims
$301Ktotal paid
$19Kaverage paid claim

Compared with the county and state

MeasureZIP 60457CookIllinoisUS
Claims since 19782115,26052,8902,680,429
Share of claims paid76%72%78%78%
Average paid claim$19K$13K$14K$43K
Share of county claims0.1%100%——
Repetitive-loss properties21,6124,160—

Claims by year of loss

197820022026
NFIP claims in ZIP 60457 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$0
1980s4$6,470
1990s7$16,038
2000s2$3,660
2010s7$274,670
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201944$147,665$36,916
201433$127,005$42,335
200621$3,660$3,660
199733$7,720$2,573
199643$8,318$2,773
198511$2,929$2,929
198311$3,541$3,541
198020$0—
197910$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Cook County

Cook County has 3,111 weather events in the NCEI record since 1950 (302 in the last 12 months), 24 federal disaster declarations, and an overall National Risk Index rating of "Very High". Flood-type events recorded in the county: 420; hurricane-strength tracks within 50 miles: 0.

Hail: 643 · Tornado: 87 · Flood: 420 · Wind: 1,582 · Winter: 78 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 60457?

21 claims since 1978 in the OpenFEMA NFIP claims file, 16 of them with a payment.

How much has the NFIP paid out in ZIP 60457?

$301K across 16 paid claims (building, contents and increased-cost-of-compliance payments combined), about $19K per paid claim.

Which year had the most flood claims in 60457?

1996, with 4 claims and $8K paid.

What county is ZIP 60457 in?

Most claims in this ZIP carry the county code for Cook County, Illinois; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.