County Hazards

States › Illinois › Calhoun County › ZIP 62013

ZIP code 62013, Calhoun County, Illinois

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 474 NFIP claims for ZIP 62013 (Calhoun County, Illinois), with $4.4M paid on 422 claims since 1978.

That is 28% of the 1,690 claims recorded across Calhoun County. The average paid claim in the ZIP is $10K, close to the county average of $11K and the Illinois average of $14K.

FEMA counts 20 repetitive-loss properties and 7 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 77 residential flood policies in force, covering 3.1% of residential structures.

474NFIP claims since 1978
422paid claims
$4.4Mtotal paid
$10Kaverage paid claim

Compared with the county and state

MeasureZIP 62013CalhounIllinoisUS
Claims since 19784741,69052,8902,680,429
Share of claims paid89%87%78%78%
Average paid claim$10K$11K$14K$43K
Share of county claims28.0%100%——
Repetitive-loss properties20834,160—

Claims by year of loss

197820022026
NFIP claims in ZIP 62013 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s40$120,609
1980s186$633,005
1990s180$1,776,258
2000s30$583,731
2010s38$1,243,526
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201966$294,674$49,112
201555$157,080$31,416
20132321$766,041$36,478
201121$1,098$1,098
201022$24,632$12,316
20082121$560,025$26,668
200265$19,313$3,863
200133$4,393$1,464
199833$6,736$2,245
1996116$24,229$4,038
19952222$171,615$7,801
1993123110$1,539,615$13,997
19902119$34,064$1,793
19866155$373,188$6,785
19852114$44,341$3,167
198421$228$228
19835044$89,406$2,032
19824943$125,169$2,911
198132$672$336
19794039$120,609$3,093

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Calhoun County

Calhoun County has 270 weather events in the NCEI record since 1950 (3 in the last 12 months), 25 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 28; hurricane-strength tracks within 50 miles: 0.

Hail: 32 · Tornado: 10 · Flood: 28 · Wind: 84 · Winter: 50 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 62013?

474 claims since 1978 in the OpenFEMA NFIP claims file, 422 of them with a payment.

How much has the NFIP paid out in ZIP 62013?

$4.4M across 422 paid claims (building, contents and increased-cost-of-compliance payments combined), about $10K per paid claim.

Which year had the most flood claims in 62013?

1993, with 123 claims and $1.5M paid.

What county is ZIP 62013 in?

Most claims in this ZIP carry the county code for Calhoun County, Illinois; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.