County Hazards

States › Illinois › Jersey County › ZIP 62035

ZIP code 62035, Jersey County, Illinois

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 295 NFIP claims for ZIP 62035 (Jersey County, Illinois), with $2.9M paid on 258 claims since 1978.

That is 15.8% of the 1,869 claims recorded across Jersey County. The average paid claim in the ZIP is $11K, lower than the county average of $15K and the Illinois average of $14K.

FEMA counts 10 repetitive-loss properties and 3 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 72 residential flood policies in force, covering 0.9% of residential structures.

295NFIP claims since 1978
258paid claims
$2.9Mtotal paid
$11Kaverage paid claim

Compared with the county and state

MeasureZIP 62035JerseyIllinoisUS
Claims since 19782951,86952,8902,680,429
Share of claims paid87%87%78%78%
Average paid claim$11K$15K$14K$43K
Share of county claims15.8%100%——
Repetitive-loss properties10644,160—

Claims by year of loss

197820022026
NFIP claims in ZIP 62035 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s53$153,051
1980s143$441,365
1990s66$1,175,326
2000s12$221,381
2010s21$861,505
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201988$498,983$62,373
201731$19,719$19,719
201622$73,028$36,514
201521$1,833$1,833
201366$267,943$44,657
200887$173,195$24,742
200243$48,186$16,062
199611$11,469$11,469
19951817$189,546$11,150
19934643$974,312$22,658
199210$0—
19865143$280,322$6,519
198555$19,451$3,890
198411$2,109$2,109
19835750$62,332$1,247
19822823$76,227$3,314
198111$924$924
19795245$151,922$3,376
197811$1,129$1,129

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Jersey County

Jersey County has 388 weather events in the NCEI record since 1950 (9 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 37; hurricane-strength tracks within 50 miles: 0.

Hail: 85 · Tornado: 22 · Flood: 37 · Wind: 123 · Winter: 55 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 62035?

295 claims since 1978 in the OpenFEMA NFIP claims file, 258 of them with a payment.

How much has the NFIP paid out in ZIP 62035?

$2.9M across 258 paid claims (building, contents and increased-cost-of-compliance payments combined), about $11K per paid claim.

Which year had the most flood claims in 62035?

1983, with 57 claims and $62K paid.

What county is ZIP 62035 in?

Most claims in this ZIP carry the county code for Jersey County, Illinois; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.