County Hazards

States › Illinois › Macon County › ZIP 62526

ZIP code 62526, Macon County, Illinois

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 62526, in Macon County, Illinois, has 77 National Flood Insurance Program claims in the OpenFEMA record since 1978, 56 of them paid for a total of $410K.

That is 37% of the 208 claims recorded across Macon County. The average paid claim in the ZIP is $7K, lower than the county average of $9K and the Illinois average of $14K.

FEMA counts 5 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 87 residential flood policies in force, covering 0.2% of residential structures.

77NFIP claims since 1978
56paid claims
$410Ktotal paid
$7Kaverage paid claim

Compared with the county and state

MeasureZIP 62526MaconIllinoisUS
Claims since 19787720852,8902,680,429
Share of claims paid73%74%78%78%
Average paid claim$7K$9K$14K$43K
Share of county claims37.0%100%——
Repetitive-loss properties5124,160—

Claims by year of loss

197820022026
NFIP claims in ZIP 62526 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s8$10,407
1980s19$31,828
1990s27$192,039
2000s17$128,091
2010s5$47,311
2020s1$0
Year of lossClaimsPaid claimsAmount paidAverage paid
202210$0—
201543$47,311$15,770
201110$0—
20081110$95,606$9,561
200511$629$629
200244$27,656$6,914
200111$4,199$4,199
199821$16,034$16,034
199411$1,249$1,249
199210$0—
19902317$174,756$10,280
198633$19,359$6,453
198510$0—
1983136$11,244$1,874
198221$1,225$1,225
197966$8,908$1,485
197822$1,499$750

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Macon County

Macon County has 716 weather events in the NCEI record since 1950 (55 in the last 12 months), 11 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 46; hurricane-strength tracks within 50 miles: 0.

Hail: 158 · Tornado: 81 · Flood: 46 · Wind: 335 · Winter: 52 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 62526?

77 claims since 1978 in the OpenFEMA NFIP claims file, 56 of them with a payment.

How much has the NFIP paid out in ZIP 62526?

$410K across 56 paid claims (building, contents and increased-cost-of-compliance payments combined), about $7K per paid claim.

Which year had the most flood claims in 62526?

1990, with 23 claims and $175K paid.

What county is ZIP 62526 in?

Most claims in this ZIP carry the county code for Macon County, Illinois; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.